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Bank of Canada Considering Creating a National Digital Currency

Bank of Canada Considering Creating a National Digital Currency

https://preview.redd.it/55ngznjogjx31.jpg?width=1350&format=pjpg&auto=webp&s=d935a0b947feeddd397b8d01b33b5e6ce42acf36
National governments spanning the globe have grappled with how to handle the meteoric rise of cryptocurrencies such as Bitcoin for years. During the early stages in the development of cryptocurrencies, fears persisted over crypto being used for illicit purposes such as money laundering, funding of terrorist organizations, and in transactions involving illegal products and services. However, as the adoption of cryptocurrencies continues to climb, many governments are now in the process of incorporating virtual and digital currencies into their future plans and financial systems, including Canada.
In a research report released by the Bank of Canada last year, researchers found that the percentage of Canadians that own Bitcoin jumped from 2.9 to 5.0 per cent between 2016 and 2017. During the same time period, the percentage of Canadians that are aware of Bitcoin rose from 64 to 85 per cent. The Bank of Canada says that the statistics and data released in the report came at an interesting time for Bitcoin as the price of the cryptocurrency hit an all-time high of $25,497 (BTC to CAD) on December 17, 2017. By contrast, the price of BTC to CAD at the start of 2016 was just $599.77, meaning that the price of Bitcoin in Canadian dollars increased by over 425 per cent in only two years. At the time of this article was published, the price of BTC to CAD was $12,310.
The growing adoption of cryptocurrencies in Canada and around the world can be attributed mainly to the many benefits and inherent characteristics of cryptocurrency and blockchain technologies. The benefits of cryptocurrencies include lower transaction costs as the result of not needing a third-party or financial intermediary like a government or bank to complete transactions. Transactions using cryptocurrency can be conducted anywhere in the world, quickly and anonymously. Giving an estimated 2.5 billion people access to a financial platform for the first time. Cryptocurrencies do not have a single point of failure. Meaning they cannot be shut down, controlled or censored by any national government.
Regarding the benefits of digital currencies, the Governor of the Bank of Canada Stephen Poloz told CNBC in an interview, “One of the most important aspects of Bitcoin is the distributed ledger technology that I think is a true piece of genius and it will be applied to many areas in the economy. Incredible efficiencies, this is truly huge.”
As a result, many nations, including Canada, are exploring different ways to participate in digital currencies to incorporate the benefits of the technology into their existing financial frameworks while also trying to minimize the dangers digital currencies pose towards destabilizing existing fiat-based financial and monetary systems.
In an internal presentation made to governor Poloz and the Bank of Canada’s Board of Directors that was obtained by media outlet The Logic, it has been revealed that the Bank of Canada is currently considering launching its own national digital currency.
The Bank of Canada’s exploration into creating a national digital currency has a dual mandate of attempting to make the national currency more efficient while also providing Canadians with an alternative to existing decentralized cryptocurrencies. The new digital currency could eventually replace paper money in Canada, although during the initial stages, the new digital currency is meant to exist side by side with the Canadian dollar.
The Bank of Canada says creating a digital currency will give the federal government enhanced control over the existing financial system as the new digital currency will be more traceable than cash. The ability to more closely monitor the new digital currency will allow the police and the Canada Revenue Agency (CRA) to track transactions more efficiently and effectively.
The Bank of Canada also hopes that a new national digital currency could eliminate the direct threat cryptocurrencies pose to existing financial and monetary systems by having the ability to track and monitor transactions. Having a transparent and traceable digital currency would also prove useful by providing the government with more data about how Canadians spend their money.
The Logic reporter Zane Schwartz told the CBC that the ability to more closely monitor the transactions of Canadians raises new privacy concerns. Schwartz points out that under the current system, authorities need a warrant to access the spending information held by an individual’s bank. Schwartz went on to say that the introduction of a new digital currency could mean that Canadians might not have any way of knowing if their spending information has been accessed by the police, government, or tax authorities. Canadians could also be in the dark in terms of knowing how their spending information is used or shared by the government.
In a statement to the CBC radio show The Current, the Bank of Canada said, “Any potential system would need the support of government and would have to comply with Canadian privacy laws. The public values privacy and this is an important feature we would seek to maintain in designing a Canadian banking digital currency.”
Canada is not the only G8 power to consider a central bank digital currency (CBDC). Earlier this year, Forbes reported that the Chinese Central Bank is on the verge of releasing its own cryptocurrency, possibly as early as later this year. The currency is set to be released to seven Chinese institutions who are all amongst the most prominent players in the Chinese economy.
According to Forbes’ sources, the institutions involved in the initial release of the cryptocurrency will have the responsibility of dispersing it to 1.3 billion Chinese citizens and others doing business in the renminbi. Sources went on to tell Forbes that the Chinese Central Bank hopes to make the currency available in the United States but noted that it would take a significant amount of time to materialize.
An anonymous source claiming to have formerly worked for the Chinese government involved in the cryptocurrency’s development told Forbes that the technology behind the cryptocurrency has been ready since last year and could be set to launch by the end of 2019. The source speculated that the launch of the currency could coincide with China’s most important day for online shopping (known as Singles Day) on November 11.
Are you new to the Canadian crypto space? At NDAX, we’re not. Create an account on our new website and start trading cryptocurrencies in Canada today.
THIS BLOG AND WEBSITE ARE NOT INTENDED TO PROVIDE INVESTMENT, LEGAL, ACCOUNTING, TAX, OR ANY OTHER ADVICE AND SHOULD NOT BE RELIED ON IN THAT OR ANY OTHER REGARD. THE INFORMATION CONTAINED HEREIN IS FOR INFORMATION PURPOSES ONLY AND IS NOT TO BE CONSTRUED AS AN OFFER OR SOLICITATION FOR THE SALE OR PURCHASE OF CRYPTOCURRENCIES OR OTHERWISE.
submitted by SilverFoxxII to u/SilverFoxxII [link] [comments]

02-18 04:04 - 'Btc is going to be worthless in the same way that a Canadian dollar is worthless in the US. Keep trading your fantasy coins while btc channels to the 100s. this is delusion land. Nothing more than people looking to get rich qui...' by /u/meatre12 removed from /r/Bitcoin within 1-11min

'''
Btc is going to be worthless in the same way that a Canadian dollar is worthless in the US. Keep trading your fantasy coins while btc channels to the 100s. this is delusion land. Nothing more than people looking to get rich quick under the guise of “groundbreaking technology”. Half the ppl in this sub couldn’t even begin to explain what it is exactly they have thrown their money at. Blockchain itself is groundbreaking these bullshit magic tokens are not. The corporations will exploit blockchain in their own ways the average person had their chance to get rich in 2017 and there may be more in the future but it will never surpsss it’s role of a bullshit pump and dump scheme. Put $1000 in btc in the off chance that it’s worth 10k someday and put your money into something real
'''
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Author: meatre12
submitted by removalbot to removalbot [link] [comments]

Been doing a bunch of research/reading into bitcoin. I’m Canadian and want to but a Nintendo switch from bro-sky who’s in the states. I have to buy Bitcoins as a Canadian? They are x dollars for 1 bitcoib cause I’m Canadian. Now the xbox in in the states and they have bought bitcoins for 2 dollars.

submitted by Aragoner to Bitcoin [link] [comments]

Looking for a Canadian Bitcoin Exchange that accepts Credit Card

Trying to find somewhere that I can by Bitcoin in Canadian Dollars via Credit Card. Currently buying via a US site but getting hit on the exchange from CAD to USD with my credit card and then the sites exchange rates from USD to BTC. Having Canadian Dollars charged to my credit card is what I'm looking for here. First person to find one gets a beer
submitted by DPH_NS to BitTippers [link] [comments]

12-01 04:32 - 'What’s a good app to buy and sell bitcoin in Canadian dollars?' (self.Bitcoin) by /u/ThreeAmigos123 removed from /r/Bitcoin within 1372-1382min

What’s a good app to buy and sell bitcoin in Canadian dollars?
Go1dfish undelete link
unreddit undelete link
Author: ThreeAmigos123
submitted by removalbot to removalbot [link] [comments]

Been doing a bunch of research/reading into bitcoin. Im Canadian and want to but a Nintendo switch from bro-sky whos in the states. I have to buy Bitcoins as a Canadian? They are x dollars for 1 bitcoib cause Im Canadian. Now the xbox in in the states and they have bought bitcoins for /r/Bitcoin

Been doing a bunch of research/reading into bitcoin. Im Canadian and want to but a Nintendo switch from bro-sky whos in the states. I have to buy Bitcoins as a Canadian? They are x dollars for 1 bitcoib cause Im Canadian. Now the xbox in in the states and they have bought bitcoins for /Bitcoin submitted by BitcoinAllBot to BitcoinAll [link] [comments]

Why are landlords such a hated group on this subreddit?

You could see before that landlords were a very hated group across this and other Canadian subreddits, but this pandemic has really brought it out. I am seeing a lot of posts (from people I am assuming are not landlords) where people are praising the fact that the rules put in place prevent evictions if they are not paying rent, but are against any stimulus for landlords - essentially forcing landlords to foot the bill for their tenants to live. I have no problems with preventing evictions in this time, but if the government is going to allow renters to stop paying - part of the stimulus package should go to affected landlords. I think a lot of the hate and rationale for saying the landlords should pay the bill lies with the assumption that landlords have and make lots of money. This is not a fair assumption that should be blanketed on landlords, unless it is a big company, a lot of landlords have a majority of their savings tied up in the asset and actually have to live a lower quality life for many years because they have to subsidize the rental property that doesn’t cash flow while tying up hundreds of thousands of dollars. And do they make a ton of money? No. Unless your property appreciates at extreme levels (yes the GTA and GVA fall under this category) they do not make a ton of money. Considering they are extra work, they roughly compete with the stock market for yearly returns. If you do manage to get extreme appreciate, its really no different than holding bitcoin. You got lucky and made some money, congrats! Not a reason I see to hate anyone.
I have also seen a lot of people calling for the banning of rental properties. Its hard for me to even put out reasons why this is a bad idea because it is just so dumb. Not everyone wants, or can buy. Eliminating rentals would force a TON of people to be homeless and this isn’t even mentioning how restrictive this is on individual rights and freedoms. “But it will make housing affordable” it will also stop homes from being built for decades because home prices will be lower than the cost of building. This will result in a ton of empty homes (the ones leftover where people still cant afford them but you can’t rent them either) and no new homes. Rent control would cause a similar thing, however not to the same magnitude. You could nationalize housing, but that would be a major political reform and if extreme government intervention is what you want, it would probably be worth it just to consider relocating to a country better suited to your needs. “But housing is a necessity!!” So are groceries, but no one expects the grocery stores to give everyone free food.
I have also seen the excuse for being allowed to blanket hate all landlords because “they chose to do it” which is another misconception as well. Lots of people end of as landlords through unexpected life events such as inheritance, needing to move and not being able to sell for the equity you have in the house (selling would cost money), moving in with a partner but not wanting to sell your home yet, or even having to rent a basement or something to make ends meet.
So, if you are one of the people who hates landlords, please give me your reasons and I will try to understand your point or maybe provide some reasons on why I disagree with it.
submitted by iwatchcredits to PersonalFinanceCanada [link] [comments]

[WTS] 1 oz generic bars/rounds, 1 gram gold bar, Humboldt County, CA Gold Nuggets, 1928 gold ducat, 1/2 oz philharmonic, 10 oz cast bars, 10 oz JM, 10 oz 9 fine mint, $7.10 FV Junk Silver Mix, Barber Dimes, SLQ, black hills 925/12k bracelet, 10k,14k nice jewelry.

Proof: https://imgur.com/a/BEVosgL
71 - 1 oz .9999 Apmex/RMC Flag Bars - $19.75 Each 25 available
17 - 1 oz Generic Rounds, Buffalos, Sunshine Minting, US Capital - $19.75 Each 2 available
1928 1 Gold Ducat Netherlands 0.1106 Gold - $216 SOLD
Gold Nuggets 2.39 grams, Purity 22-24K - $240
These nuggets come from Humboldt County in California
Gold Bits, .15 Grams, Purity 22-24k - $19
1998 1/2 oz Gold Austrian Philharmonic Coin - $940
1 Gram Valcambi Gold Bar - $70 SOLD
10 oz Johnson Matthey Silver Bar With Case - $212 SOLD
3 - 10 oz Eagle Design Silver Cast Bar .9999 Fine - $210 Each 1 sold
10 oz .999 9 Fine Mint Silver Bar - $210 SOLD
5 oz .999 Silvertowne Hand Poured Silver Bar - $105
$7.10 FV Junk Silver, $5 Walkers,Benjis, Kennedy, $1.30 Mercury Dimes, .30 roosies, .50 quarters - $101 SOLD
3 Standing Liberty Quarters + 3 Barber Dimes - $17
2005 1 oz American Silver Eagle - $21 SOLD
2015 1.50 Euro Austrian Philharmonic Silver Coin - $21
2017 1 oz Canadian Silver Voyageur 150th Anniversary Coin - $22
1948-1998 Ferguson Construction 1 Troy oz silver Round - $20.50 SOLD
7 - 2017 1 oz South Korean Zi:Sin Gallus Silver Medal - $23 Each
1916 Walking Liberty Half Dollar 2 oz Silver .999 Fine Round - $43 SOLD
Black Hills 925 Sterling Silver Bracelet With 12K Gold Leafs, 8” inches long, 20.28 grams - $95
14K ArtCarved White Gold Ring, Size 8.5, 6 grams - $230
14K Gold Ring, Size 7.5, 5.26 grams - $210
14K White Gold White Rock Diamond? Ring, Size 8, 2.41 grams - $100
14K Gold Necklace, 18.5”Inches Long, 3.17 grams - $125
10K Gold Bracelet, 2.75” inch Diameter, 5.23 grams - $148
Broken 10K Bracelet, 6% Under Melt, 7.75”inches, 7.53 grams - $168.32
10K Heart Pendant, 2.57 grams - $72
RGVS 14K Slider Bracelet, 31.34 grams - $1625
Current proof picture
14k Gold Bracelet 11.5 grams, 31 diamonds - $485
Current Proof Picture
14K Oval Jadeite Cabochon Greek Key Ring, HONG KONG, SIZE 10 - $350
10K Opal Ring, Size 6.75 - $295
Kimberly 14K Opal Ring, Size 5 - $325
14K Italy Chain, 10”Inches 6.85 Grams - $285
10K Brown Stone Ring, Size 7.25 - $220
10K Yellow Gold Ruby/Diamond? Cocktail Ring, Size 9, 6.17 grams - $190
10K Red Stone Ring, Size 6.25 - $125
10K Red Stone Ring, Size 6.5 - $100
14K Heart Earrings With Studs, 0.84 grams - $36
10K Red Stone Ring, Size 7.25, 5.55 grams - $195
10K White/Clear Rock, Diamond?, Size 5.5 - $70
14K Light Pink Rock Pendant, 1.98 Grams - $75
14K Light Purple Rock Necklace, 2.27 grams, 18.5” Inches - $90
10K White/Clear Rock Ring, Size 6.25, 2.68 grams - $80
10K Black Stone Ring, Size 8.5, 4.78 Grams - $165
14K White/Clear Rock Ring, Size 8.75, 1.46 grams - $65*
14K White/Clear Rock Ring, 1.78 grams, size 7.5 - $65
14K White/Clear Rock Ring, Size 7.25, 4.43 grams - $165
14K Green Rock Pendant, 0.90 grams - $34
10K Scrap Ring,1.66grams, 10% Below Spot - $34.56
14K White/Clear RingRock Size 4.5, 3.42 Grams. - $140
14k Opal Ring, Size 6.75, 3.63 Grams, opal is chipped + ring almost cut off - $130
10K Blue/White Rock Ring, Size 6.75, 3.08 Grams - $105
10K Small Cluster Diamond Ring, Size 6.75, 1.79 grams - $65
10k Small Diamond Ring Row Ring, Size 6.75, 2.12 grams - $75
925 Sterling Silver Bead Cross Chain, 24” inches long - $16
925 Sterling Silver Cross Pendant - $3
925 Sterling Silver White/Clear Rock Pendant - $5
925 Sterling Silver White/Pink Rock Missing Size 7.5 - $5
925 Sterling Silver Pink/Light Purple Rock Pendant - $8
926 Sterling Silver Ring, Size 7.5 - $9
Avor 925 Sterling Silver Plain Ring, Size 10.5 - $9
Bell Trading Post Abalone 925 Sterling Silver Vintage Pendant 1936-1969 - $15
925 Sterling Silver Ring, Size 8.75 - $15
ATI Mexico 925 Sterling Silver Black Onyx Pendant - $20
Cuernavaca 925 Sterling Turquoise Bracelet, 1930-1940’s, 2.5” inch diameter - $36
925 Los Ballesteros Sterling Panel Bracelet - $45
925 Sterling Silver Bracelet 2.5” Diameter - $15
925 Sterling Silver Pinky Ring Size 4 - $16
925 Sterling Silver White Stone Ring, Size 5.5 - $9
925 Sterling Silver Prayer Hands/Our Father Which Art In Heaven Necklace - 18” Inches Long - $10
Payment
I accept PayPal Friends and Family, Zelle, Venmo, Cash App, Zelle, Google pay
Bitcoin and other crypto currencies now accepted
Shipping
0-4 oz - $4 5-8 oz - $4.25 9-12 oz - $6 Priority shipping =$8, Stamped envelope - $1, medium flat rate box = $15
•Signature Confirmation $3 (Optional)
•Insurance is also available at buyers expense.
•I pack safely and discretely.
•Prices are subject to change at any moments notice.
•Message me if you have any questions.
•All packages will be dropped off on Saturday or Monday.
•Once I drop the package at the post office I’m not responsible for USPS mistakes or losses
submitted by Redditaccount1543354 to Pmsforsale [link] [comments]

[WTS] American Platinum & Gold, World Gold, Silver, Libertads, ONZAS, Large Bars, & Junk

Something for everyone today, enjoy!
Proofity Proof!!
Payment Bitcoin or Crypto get priority! (include "Paying Crypto" in PM title to move to the front of the line). Else I'll accept Venmo, CashApp, Google Pay, or PayPalFF NO COMMENTS!
Minimum Order: $100, If you are a bit under that's fine.
Shipping is $5 for less than 8oz else $8 for Priority.
Item Number QTY Description Total Weight Price Compare at:
PLATINUM
P1 1 2006 American Platinum Eagle BU in capsule .25 oz SOLD $334 + tax @ SD Bullion
GOLD
G1 1 2016 American Gold Eagle BU in capsule 0.1 oz SOLD $249 + tax @ Apmex
G2 1 2019 St Kitts and Nevis BROWN PELICAN! BU in assy w/ certilock technology 1 oz $1810 shipped $1825 + 2 month wait @ Scottsdale
G3 3 (2) PAMP Lady Fortuna Swiss 9999 gold, (1) Sunshine Mint 9999 gold 5 g $315 shipped $320 + tax @ SDBullion
G4 1 1855 France Gold 20 Francs Napoleon III 0.1867 oz $340 shipped *$348 + tax @ JM Bullion
G5 5 8 (1) 1912 B, ( 1 2) 1927 B, (1) 1930 B, ( 1 3) 1935 LB, (1) 1947 B Swiss Gold 20 Francs Helvetica 0.1867 oz $343 shipped *$348 + tax @ JM Bullion
G6 2 Canada 1979 Children's Day Gold PROOF Coins 0.5 oz $890 shipped $920 + tax @ Apmenx
G7 1 1976 Austria 1000 Schillings Gold BU 0.391 oz $695 shipped *$708 + tax @ JMBullion
G8 100 Swiss Gold: Valcambi Gold CombiBar 1 g $72 ea for fewer than 3 or $68 ea for more than 3 shipped No
G+S9 15 20 2020 Canadian Collectors! 2020 1g 9999 purity Canadian Gold Maplegram + 2020 1oz 9999 purity Canadian Silver Maple 1 g Gold + 1oz Silver $100 Shipped!! No
SILVER
S1 1 Huge Scottsdale Stacker, ordered 2 months ago & just received. These are hard to find, I resisted the urge to peal the plastic cover so you can have the honor! 100 oz $2095 shipped out of stock everywhere
S2 6 2020 BAT COIN! ATB National Park of American Samoa Silver Coin + First 3 get a free 1 (clad) 2020 bat coin quarter 5 oz $128 shipped none, won’t come with hard to find quarter
S3 11 20 2020 Premium Silver Stacker Paradise - 1 2020 ASE + 1 2020 Maple + 1 2020 Philharmonic + 1 2020 Britannia + 1 2020 Britain Silver Royal Arms + 1 2020 Niue Owl 6 oz $145 shipped $200+ to build your own set
S4 100 Austrian 2020 Philharmonics 1 oz SOLD
S5 43 55 2020 Britannia 1 oz $23.50 ea or $565/tube of 25 + shipping
S6 2 5 2020 Britain Silver Royal Arms 1 oz $23.50 ea + shipping
S7 43 80 2020 Niue Owl, the only stackable coins to prevent damage in storage!! 1 oz $22ea or $435/tube of 20 + shipping
S8 8 1970’s Mexico ONZAs! (Precursor to Libertads) 1 oz SOLD
S9 1 2019 Libertad BU in capsule 5 oz SOLD
S10 4 5 2018 Libertad BU in capsule 1 oz $28 + shipping
S11 2 2014, 2016 Libertad in sleeve 1 oz SOLD
S12 3 1859-1959 5 Mexican Pesos Carranza anniversary in sleeve .4179 oz $17 + shipping
S13 1 Britannia bar 10 oz $230 shipped
S14 1 Prospector or Golden State Mint vintage bars 5 oz $120 shipped
S15 3 4 1984 Engelhard Prospectors, amazing coins!!! 1 oz $23 + shipping
S16 14 16 Made and Mined in AMERICA!! 2020 True Patriot rounds 1 oz $21.50 + shipping
S17 1 Nice Peace Dollar lot, 14 coins shipped in tube 10.01 oz SOLD
S18 1 $6FV Nice Walking Liberty 90% Half Dollars 4.29 oz SOLD
S19 1 $9FV Franklin 90% Half Dollars 6.435 oz SOLD
S20 4.75 $10FV Nice Washington 90% Quarters, great shape 7.15 oz SOLD
S21 10 40 Individual Washington 90% Quarters, ADD to any order! 0.179 oz $3.5 + shipping
S22 16 20 $5FV Mercury “Mercs” 90% Dimes - VERY NICE 3.575 oz $80 + shipping
S23 1 $3.5FV Mercury “Mercs” 90% Dimes 2.5 oz $56 + shipping
S24 1 $3.4FV Roosevelt 90% Dimes 2.43 oz $50 + shipping
S23 18 $2FV Jefferson War Nickel - great shape! 2.25 oz SOLD
submitted by ShadyApp to Pmsforsale [link] [comments]

[WTS] 2019 United States Mint Proof Set 1 oz generic bars/rounds, 1 gram gold bar, Humboldt County, CA Gold Nuggets, 1928 gold ducat, 1/2 oz philharmonic, 10 oz cast bars, 10 oz JM, 10 oz 9 fine mint, $7.10 FV Junk Silver Mix, Barber Dimes, SLQ, black hills 925/12k bracelet, 10k,14k nice jewelry.

Proof: https://imgur.com/a/BEVosgL
3 - 2019 United States Mint Proof Set - $15 Each SOLD
1928 1 Gold Ducat Netherlands 0.1106 Gold - $216 SOLD
Gold Nuggets 2.39 grams, Purity 22-24K - $240
These nuggets come from Humboldt County in California
Gold Bits, .15 Grams, Purity 22-24k - $19
71 - 1 oz .9999 Apmex/RMC Flag Bars - $19.75 Each 25 left
17 - 1 oz Generic Rounds, Buffalos, Sunshine Minting, US Capital - $19.75 Each 2 available
1998 1/2 oz Gold Austrian Philharmonic Coin - $940
1 Gram Valcambi Gold Bar - $70 SOLD
10 oz Johnson Matthey Silver Bar With Case - $212 SOLD
3 - 10 oz Eagle Design Silver Cast Bar .9999 Fine - $210 Each 1 sold
10 oz .999 9 Fine Mint Silver Bar - $210 SOLD
5 oz .999 Silvertowne Hand Poured Silver Bar - $105
$7.10 FV Junk Silver, $5 Walkers,Benjis, Kennedy, $1.30 Mercury Dimes, .30 roosies, .50 quarters - $101 SOLD
3 Standing Liberty Quarters + 3 Barber Dimes - $17
2005 1 oz American Silver Eagle - $21 SOLD
2015 1.50 Euro Austrian Philharmonic Silver Coin - $21
2017 1 oz Canadian Silver Voyageur 150th Anniversary Coin - *$22
1948-1998 Ferguson Construction 1 Troy oz silver Round - $20.50 SOLD
7 - 2017 1 oz South Korean Zi:Sin Gallus Silver Medal - $23 Each
1916 Walking Liberty Half Dollar 2 oz Silver .999 Fine Round - $43
Black Hills 925 Sterling Silver Bracelet With 12K Gold Leafs, 8” inches long, 20.28 grams - $95
14K ArtCarved White Gold Ring, Size 8.5, 6 grams - $230
14K Gold Ring, Size 7.5, 5.26 grams - $210
14K White Gold White Rock Diamond? Ring, Size 8, 2.41 grams - $100
14K Gold Necklace, 18.5”Inches Long, 3.17 grams - $125
10K Gold Bracelet, 2.75” inch Diameter, 5.23 grams - $148
Broken 10K Bracelet, 6% Under Melt, 7.75”inches, 7.53 grams - $168.32
10K Heart Pendant, 2.57 grams - $72
RGVS 14K Slider Bracelet, 31.34 grams - $1625
Current proof picture
14k Gold Bracelet 11.5 grams, 31 diamonds - $485
Current Proof Picture
14K Oval Jadeite Cabochon Greek Key Ring, HONG KONG, SIZE 10 - $350
10K Opal Ring, Size 6.75 - $295
Kimberly 14K Opal Ring, Size 5 - $325
14K Italy Chain, 10”Inches 6.85 Grams - $285
10K Brown Stone Ring, Size 7.25 - $220
10K Yellow Gold Ruby/Diamond? Cocktail Ring, Size 9, 6.17 grams - $190
10K Red Stone Ring, Size 6.25 - $125
10K Red Stone Ring, Size 6.5 - $100
14K Heart Earrings With Studs, 0.84 grams - $36
10K Red Stone Ring, Size 7.25, 5.55 grams - $195
10K White/Clear Rock, Diamond?, Size 5.5 - $70
14K Light Pink Rock Pendant, 1.98 Grams - $75
14K Light Purple Rock Necklace, 2.27 grams, 18.5” Inches - $90
10K White/Clear Rock Ring, Size 6.25, 2.68 grams - $80
10K Black Stone Ring, Size 8.5, 4.78 Grams - $165
14K White/Clear Rock Ring, Size 8.75, 1.46 grams - $65*
14K White/Clear Rock Ring, 1.78 grams, size 7.5 - $65
14K White/Clear Rock Ring, Size 7.25, 4.43 grams - $165
14K Green Rock Pendant, 0.90 grams - $34
10K Scrap Ring,1.66grams, 10% Below Spot - $34.56
14K White/Clear RingRock Size 4.5, 3.42 Grams. - $140
14k Opal Ring, Size 6.75, 3.63 Grams, opal is chipped + ring almost cut off - $130
10K Blue/White Rock Ring, Size 6.75, 3.08 Grams - $105
10K Small Cluster Diamond Ring, Size 6.75, 1.79 grams - $65
10k Small Diamond Ring Row Ring, Size 6.75, 2.12 grams - $75
925 Sterling Silver Bead Cross Chain, 24” inches long - $16
925 Sterling Silver Cross Pendant - $3
925 Sterling Silver White/Clear Rock Pendant - $5
925 Sterling Silver White/Pink Rock Missing Size 7.5 - $5
925 Sterling Silver Pink/Light Purple Rock Pendant - $8
926 Sterling Silver Ring, Size 7.5 - $9
Avor 925 Sterling Silver Plain Ring, Size 10.5 - $9
Bell Trading Post Abalone 925 Sterling Silver Vintage Pendant 1936-1969 - $15
925 Sterling Silver Ring, Size 8.75 - $15
ATI Mexico 925 Sterling Silver Black Onyx Pendant - $20
Cuernavaca 925 Sterling Turquoise Bracelet, 1930-1940’s, 2.5” inch diameter - $36
925 Los Ballesteros Sterling Panel Bracelet - $45
925 Sterling Silver Bracelet 2.5” Diameter - $15
925 Sterling Silver Pinky Ring Size 4 - $16
925 Sterling Silver White Stone Ring, Size 5.5 - $9
925 Sterling Silver Prayer Hands/Our Father Which Art In Heaven Necklace - 18” Inches Long - $10
Payment
I accept PayPal Friends and Family, Zelle, Venmo, Cash App, Zelle, Google pay
Bitcoin and other crypto currencies now accepted
Shipping
0-4 oz - $4 5-8 oz - $4.25 9-12 oz - $6 Priority shipping =$8, Stamped envelope - $1, medium flat rate box = $15
•Signature Confirmation $3 (Optional)
•Insurance is also available at buyers expense.
•I pack safely and discretely.
•Prices are subject to change at any moments notice.
•Message me if you have any questions.
•All packages will be dropped off on Saturday or Monday.
•Once I drop the package at the post office I’m not responsible for USPS mistakes or losses
submitted by Redditaccount1543354 to Coins4Sale [link] [comments]

Girlfriend got scammed all her money via phone caller posing as Canadian government and using fake police officers to get her to transfer her money to them via Bitcoin money machine

My girlfriend got a call from someone posing as the Canadian government saying people had stolen her identity and was allegedly in millions of dollars for debt, they transfered her call to a fake police officer that told her there was an arrest warrant out for her, they knew her address and the last part of her social insurance number. They told her the only way to fix it was to take all her money out of her account to freeze it so the identity thiefs couldn't use her account, and move all her money into a "government safety deposit machine" which was located in a gas station or something. She believed every word they said because she was scared of being arrested, but later questioned it and learned from a friend that her money was on a Bitcoin website or app and it had been converted to US dollars but hasn't yet been taken out of the account. She filed reports to the Bitcoin app saying that that account had stolen money, she called them, the police, the store owner where she took her money, but no one could, or was willing to help her.
Now I turn to the infinite kindness and wisdom of Reddit. I don't think there's much hope but I'm willing to put what little hope I have onto Reddit.
submitted by Cosmos_Cawboy to legaladvice [link] [comments]

[WTS] Last chance to buy GOLD & SILVER at these prices before they MOON!!

Giant Proof with hidden date!!
UPDATED the DATE on proof picture. lol, was off by a month: https://imgur.com/2bDk0PE
Payment Bitcoin or Crypto get priority! (include "Paying Crypto" in PM title to move to the front of the line). Else I'll accept Venmo, CashApp, Google Pay, or PayPalFF NO COMMENTS!
Shipping is included on GOLD! Shipping is $5 for less than 5oz else $8 for silver.
Item Number QTY Description Total Weight Price Trade?
G1 1 2008-W Burnished American Gold Eagle w/ Box & COA 1 oz SOLD!! Yes! See below
G1T Will trade for AGE fractional or other premium gold fractional totaling 1oz
G2 1 1987 American Gold Eagle 0.5 oz SOLD!! No
G3 1 Austria 2016 Gold Philharmonic 999.9 Purity 1 oz SOLD!! AGE or Buffalo
G4 1 Canada 1979 Gold Maple 999 Purity 1 oz SOLD!! AGE or Buffalo
G5 2 Canada 1979 Children's Day Gold Coins 0.5 oz $950 shipped No
G6 5 Canada 2013 First Special Forces 9999 Purity Gold 0.25 oz SOLD!! No
G7 1 Mexico 1981 Onza / Libertad Gold 1 oz SOLD!! AGE or Buffalo
G8 1 Mexico 50 Pesos Gold Coin (big boy coin!!) 1.2057 oz SOLD!! Yes! See below
G8T Will trade for AGE or Buffalo + fractional or cash
G9 1 2 South Africa 1977 and 1984 Gold Krugerrands 1 oz $1,820 shipped AGE or Buffalo
G10 1 1896-B Swiss Helvetia 20 Francs Gold 0.1867 oz SOLD!! No
G11 1 1935-LB Swiss Helvetia 20 Franc Gold 0.1867 oz SOLD! No
G12 1 1947-B Swiss Helvetia 20 Francs Gold 0.1867 oz SOLD!! No
G13 1 Swiss Credit Suisse 5 gram Gold Bar 0.1608 oz SOLD!! No
xx SECTION BREAK NEXT ARE ALL SILVER
xx SECTION BREAK NEXT ARE ALL SILVER
S1 1 Huge Englehard Silver Bar 100 oz $2000 shipped Yes! See below
S1T Will trade for AGE or Buffalo + 5oz silver or cash, or other Gov 1oz gold + 6oz silver or cash
S2 1 Geiger Bar 10 oz SOLD!! No
S3 4 2020 Trifecta Sets - 1 ASE, 1 Maple, 1 Philharmonic (1st 3 sets ship with capsules, 4th sets in sleeves) 3 oz SOLD!! No
S4 1 Lot of 10 “unique” ASEs, with toning 10 oz SOLD!! No
S5 43 Individual NICE raw ASEs 1-2006, 1-2018 1 oz SOLD!! No
S6 10 Tubes of ASEs 1-2009, 3-2011, 1-2012, 1-2013, 2-2016 20 oz SOLD!! No
S7 1 MEXICO - A lotta Libertad LOT - 1-1982 1oz, 1-1999 1oz, 2-2000 1oz, 1-2016 1oz, 1-2015 5oz 10 oz SOLD!! No
S8 91 100 Austrian 2020 Philharmonics 1 oz $23ea or $455/tube + shipping No
S9 40 50 Canadian 2020 Maples 1 oz $23ea or $570/tube + shipping No
S10 25 Canadian 2009 Maples 1 oz $23ea or $570/tube + shipping No
S11 1 Lot of 1984 Engelhard Prospectors!!! 4 oz $96 + shipping No
S12 1 Generic silver lot - Stackers Delight 9.1 oz SOLD! No
S13 1 Worn peace dollar lot 6.435 oz SOLD!! No
S14 1 Nice peace dollar lot 5.72 oz SOLD!! No
S15 1 $12FV in Cull-Y Walkers + 1 Franking 90% half dollars 8.58 oz SOLD!! No
S16 3 $10FV Nice Walking Liberty 90% Half Dollars 7.15 oz SOLD!! No
S17 1 $10.5FV 1964 Kennedy 90% Half Dollars 7.51 oz $165 + shipping No
S18 2 $10FV Franklin 90% Half Dollars 7.15 oz SOLD!! No
S19 2 $10FV 1930's & 40's 90% Washington Quarters, a bit cull-y 7.15 oz SOLD!! No
S20 8 $10FV 1930’s-1964 90% Washington Quarters, great shape!!** 7.15 oz SOLD!! No
S21 1 $13.6FV Mercury “Mercs” 90% Dimes - mostly culls 9.724 oz $210 No
S22 18 27 $5FV Mercury “Mercs” 90% Dimes - VERY NICE 3.575 oz $85 + shipping No
S23 28 $10FV Kennedy 40% Half Dollars - great shape! 2.96 oz SOLD!! No
S24 17 20 $2FV Jefferson War Nickel - great shape! 2.25 oz $43 + shipping No
By popular request, you can also add War Nickels to any order at $1.25 per coin!!
submitted by ShadyApp to Pmsforsale [link] [comments]

[WTS] Premium Gold & Silver - Pre 33 gold, Krugerrands, Bat Coin silver, Junk, Mercs, Walkers, SLQ, & more!

Proofity Proof!!
NEW ITEMS ADDED (3) French 20 francs and (1) 1/2 silver Libertad!!
Payment Bitcoin or Crypto get priority! (include "Paying Crypto" in PM title to move to the front of the line). Else I'll accept Venmo, CashApp, Google Pay, or PayPalFF NO COMMENTS!
Minimum Order: $100
Shipping is $5 for less than 5oz else $8.
For those looking for the SPOT OF BELLOW flair!! 34.57 grams of silver for melting Sold!!
Rest of the thread is over spot :)
Item Number QTY Description Total Weight Price Trade?
NEW 1 3 1854, 1855, 1857 France Gold 20 Francs Napoleon III 0.1867 oz $345 shipped No
G1 1 1905 $10 Liberty Gold Eagle XF (minted in Philadelphia, one of only 200,992 minted) .48 oz Sold!! Yes! See below
G1T Will trade for AGE fractional or other premium gold fractional totaling 0.5 oz
G2 1 1877-S $20 Liberty Gold Double Eagle (Type 3) AU (Minted in San Francisco) .9675 oz Sold!! Yes! See below
G2T Will trade for AGE or Gold Buffalo + cash or 1oz worth of fractional gold
G3 2 3 Collect the 1980’s!! South Africa 1980, 1981 , and 1984 Gold Krugerrands 1 oz $1,795 shipped AGE or Buffalo or 1oz fractional
G4 2 Canada 1979 Children's Day Gold PROOF Coins 0.5 oz $890 shipped 0.5oz fractional or both for any 1oz gold
G5 1 1976 Austria 1000 Schillings Gold BU 0.391 oz $700 shipped No
G6 100 Swiss Gold: Valcambi Gold CombiBar 1 g $75 ea for fewer than 3 or $70 ea for more than 3 + shipping No
G+S7 15 20 2020 Canadian Collectors! 2020 1g 9999 purity Canadian Gold Maplegram + 2020 1oz 9999 purity Canadian Silver Maple 1 g Gold + 1oz Silver $100 Shipped!! No
SECTION BREAK NEXT ARE ALL SILVER
NEW 1 2016 Mexican Libertad 0.5 oz Sold!! No
S1 1 Huge Englehard Silver Bar 100 oz SOLD!! Yes! See below
S1T Will trade for AGE or Buffalo + 9oz silver or cash, or other Gov 1oz gold + 10oz silver or cash
S2 6 8 2020 BAT COIN! ATB National Park of American Samoa Silver Coin + First 5 get a free 1 (clad) 2020 bat coin quarter 5 oz 130 + shipping No
S3 17 20 2020 Premium Silver Stacker Paradise - 1 2020 ASE + 1 2020 Maple + 1 2020 Philharmonic + 1 2020 Britannia + 1 2020 Britain Silver Royal Arms + 1 2020 Niue Owl 6 oz $145 shipped No
S4 36 100 Austrian 2020 Philharmonics 1 oz $22.50 ea or $435/tube of 20 + shipping No
S5 43 55 2020 Britannia 1 oz $23.50 ea or $565/tube of 25 + shipping No
S6 3 5 2020 Britain Silver Royal Arms 1 oz $23.50 ea + shipping No
S7 50 80 2020 Niue Owl, the only stackable coins to prevent damage in storage!! 1 oz $22ea or $435/tube of 20 + shipping No
S8 25 Canadian 2009 Maples, some have minor spotting as many Maples tend to do 1 oz SOLD!! No
S9 3 4 1984 Engelhard Prospectors!!! 1 oz $23 + shipping No
S10 14 16 Made and Mined in AMERICA!! 2020 True Patriot rounds 1 oz $21.50 + shipping No
S11 1 Nice Peace Dollar lot, 14 coins shipped in tube 12.87 oz $290 + shipping No
S12 1 $5.50FV Nice Walking Liberty 90% Half Dollars 3.933 oz Sold!! No
S13 1 $5FV Franklin 90% Half Dollars 3.933 oz Sold!! No
S14 1 $10FV 1964 Kennedy 90% Half Dollars 7.15 oz Sold!! No
S15 1 $1FV 1964 Kennedy 90% Half Dollar Collector Set .715 oz Sold!! No
S16 1 $1.50FV ugly 1964 Kennedy 90% Half Dollar Collector Set .715 oz Sold!! No
S17 1 4.75 $10FV Nice Washington 90% Quarters, great shape!! 7.15 oz $150 + shipping No
S18 1 5 Standing Liberty 90% Quarters!! 0.894 oz Sold!! No
S19 1 7 1930’s Washington 90% Quarters!! 1.251 oz Sold!! No
S20 136 Mercury “Mercs” 90% Dimes - a bit cully 9.724 oz Sold! No
S21 16 20 $5FV Mercury “Mercs” 90% Dimes - VERY NICE 3.575 oz $85 + shipping No
S22 1 $7FV Kennedy 40% Half Dollars 2.071 oz Sold!! No
S23 15 17 $2FV Jefferson War Nickel - great shape! 2.25 oz $45 + shipping No
By popular request, you can also add War Nickels to any order at $1.25 per coin!!
submitted by ShadyApp to Pmsforsale [link] [comments]

[WTS] It’s Payday! Big Gold & Silver sale (AGE, fractional, ASE, Libertads, & Junk!) (some trades too)

Proof!!
Howdy! I need your help to balance out my stack. Please buy or trade my stuff.
Payment Bitcoin or Crypto get priority! (include "Paying Crypto" in PM title to move to the front of the line). Else I'll accept Venmo, CashApp, or PayPalFF NO COMMENTS!
Shipping is $5 for under 5oz, else $8
Premium GOLD
Premium SILVER
America
I'll consider trades here. Trade $7FV worth of 90% Junk for the lot
Austria
I'll consider trades here. Trade $1.75FV worth of 90% Junk per 1oz coin
Canada
Mexico
I'll consider trades here. Trade $13FV worth of 90% Junk for the 6oz Lot or $11.75FV for the 5oz Lib
Premium Bars
I'll consider trades here. Trade $19.5FV for the Geiger
My Junk(TM)
Historic Dollars
90% Half Dollars
90% Quarters
90% Dimes
40% Half Dollars UNDER $17.91/oz!!!
35% War Nickels! UNDER $17.78/oz!!!
By popular request, you can also add War Nickels to any order at $1.00 per coin!!
submitted by ShadyApp to Pmsforsale [link] [comments]

/r/Scams Common Scam Master Post

Hello visitors and subscribers of scams! Here you will find a master list of common (and uncommon) scams that you may encounter online or in real life. Thank you to the many contributors who helped create this thread!

If you know of a scam that is not covered here, write a comment and it will be added to the next edition.

Previous threads: https://old.reddit.com/Scams/search?q=common+scams+master+post&restrict_sr=on
Blackmail email scam thread: https://old.reddit.com/Scams/comments/g8jqnthe_blackmail_email_scam_part_5//
Some of these articles are from small, local publications and refer to the scam happening in a specific area. Do not think that this means that the scam won't happen in your area.

Spoofing

Caller ID spoofing
It is very easy for anyone to make a phone call while having any number show up on the caller ID of the person receiving the phone call. Receiving a phone call from a certain number does not mean that the person/company who owns that number has actually called you.
Email spoofing
The "from" field of an email can be set by the sender, meaning that you can receive scam emails that look like they are from legitimate addresses. It's important to never click links in emails unless absolutely necessary, for example a password reset link you requested or an account activation link for an account you created.
SMS spoofing
SMS messages can be spoofed, so be wary of messages that seem to be from your friends or other trusted people.

The most common scams

The fake check scam (Credit to nimble2 for this part)
The fake check scam arises from many different situations (for instance, you applied for a job, or you are selling something on a place like Craigslist, or someone wants to purchase goods or services from your business, or you were offered a job as a mystery shopper, you were asked to wrap your car with an advertisement, or you received a check in the mail for no reason), but the bottom line is always something like this:
General fraudulent funds scams If somebody is asking you to accept and send out money as a favour or as part of a job, it is a fraudulent funds scam. It does not matter how they pay you, any payment on any service can be fraudulent and will be reversed when it is discovered to be fraudulent.
Phone verification code scams Someone will ask you to receive a verification text and then tell you to give them the code. Usually the code will come from Google Voice, or from Craigslist. In the Google version of the scam, your phone number will be used to verify a Google Voice account that the scammer will use to scam people with. In the Craigslist version of the scam, your phone number will be used to verify a Craigslist posting that the scammer will use to scam people. There is also an account takeover version of this scam that will involve the scammer sending a password reset token to your phone number and asking you for it.
Bitcoin job scams
Bitcoin job scams involve some sort of fraudulent funds transfer, usually a fake check although a fraudulent bank transfer can be used as well. The scammer will send you the fraudulent money and ask you to purchase bitcoins. This is a scam, and you will have zero recourse after you send the scammer bitcoins.
Email flooding
If you suddenly receive hundreds or thousands of spam emails, usually subscription confirmations, it's very likely that one of your online accounts has been taken over and is being used fraudulently. You should check any of your accounts that has a credit card linked to it, preferably from a computer other than the one you normally use. You should change all of your passwords to unique passwords and you should start using two factor authentication everywhere.
Boss/CEO scam A scammer will impersonate your boss or someone who works at your company and will ask you to run an errand for them, which will usually be purchasing gift cards and sending them the code. Once the scammer has the code, you have no recourse.
Employment certification scams
You will receive a job offer that is dependent on you completing a course or receiving a certification from a company the scammer tells you about. The scammer operates both websites and the job does not exist.
Craigslist fake payment scams
Scammers will ask you about your item that you have listed for sale on a site like Craigslist, and will ask to pay you via Paypal. They are scamming you, and the payment in most cases does not actually exist, the email you received was sent by the scammers. In cases where you have received a payment, the scammer can dispute the payment or the payment may be entirely fraudulent. The scammer will then either try to get you to send money to them using the fake funds that they did not send to you, or will ask you to ship the item, usually to a re-shipping facility or a parcel mule.
General fraudulent funds scams The fake check scam is not the only scam that involves accepting fraudulent/fake funds and purchasing items for scammers. If your job or opportunity involves accepting money and then using that money, it is almost certainly a frauduent funds scam. Even if the payment is through a bank transfer, Paypal, Venmo, Zelle, Interac e-Transfer, etc, it does not matter.
Credit card debt scam
Fraudsters will offer to pay off your bills, and will do so with fraudulent funds. Sometimes it will be your credit card bill, but it can be any bill that can be paid online. Once they pay it off, they will ask you to send them money or purchase items for them. The fraudulent transaction will be reversed in the future and you will never be able to keep the money. This scam happens on sites like Craigslist, Twitter, Instagram, and also some dating sites, including SeekingArrangement.
The parcel mule scam
A scammer will contact you with a job opportunity that involves accepting and reshipping packages. The packages are either stolen or fraudulently obtained items, and you will not be paid by the scammer. Here is a news article about a scam victim who fell for this scam and reshipped over 20 packages containing fraudulently acquired goods.
The Skype sex scam
You're on Facebook and you get a friend request from a cute girl you've never met. She wants to start sexting and trading nudes. She'll ask you to send pictures or videos or get on webcam where she can see you naked with your face in the picture. The scam: There's no girl. You've sent nudes to a guy pretending to be a girl. As soon as he has the pictures he'll demand money and threaten to send the pictures to your friends and family. Sometimes the scammer will upload the video to a porn site or Youtube to show that they are serious.
What to do if you are a victim of this scam: You cannot buy silence, you can only rent it. Paying the blackmailer will show them that the information they have is valuable and they will come after you for more money. Let your friends and family know that you were scammed and tell them to ignore friend requests or messages from people they don't know. Also, make sure your privacy settings are locked down and consider deactivating your account.
The underage girl scam
You're on a dating site or app and you get contacted by a cute girl. She wants to start sexting and trading nudes. Eventually she stops communicating and you get a call from a pissed off guy claiming to be the girl's father, or a police officer, or a private investigator, or something else along those lines. Turns out the girl you were sexting is underage, and her parents want some money for various reasons, such as to pay for a new phone, to pay for therapy, etc. There is, of course, no girl. You were communicating with a scammer.
What to do if you are a victim of this scam: Stop picking up the phone when the scammers call. Do not pay them, or they will be after you for more money.
Phishing
Phishing is when a scammer tries to trick you into giving information to them, such as your password or private financial information. Phishing messages will usually look very similar to official messages, and sometimes they are identical. If you are ever required to login to a different account in order to use a service, you should be incredibly cautious.
The blackmail email scam The exact wording of the emails varies, but there are generally four main parts. They claim to have placed software/malware on a porn/adult video site, they claim to have a video of you masturbating or watching porn, they threaten to release the video to your friends/family/loved ones/boss/dog, and they demand that you pay them in order for them to delete the video. Rest assured that this is a very common spam campaign and there is no truth behind the email or the threats. Here are some news articles about this scam.
The blackmail mail scam
This is very similar to the blackmail email scam, but you will receive a letter in the mail.
Rental scams Usually on local sites like Craigslist, scammers will steal photos from legitimate real estate listings and will list them for rent at or below market rate. They will generally be hesitant to tell you the address of the property for "safety reasons" and you will not be able to see the unit. They will then ask you to pay them a deposit and they claim they will ship you the keys. In reality, your money is gone and you will have no recourse.
Craigslist vehicle scams A scammer will list a vehicle on Craigslist and will offer to ship you the car. In many cases they will also falsely claim to sell you the car through eBay or Amazon. If you are looking for a car on Craigslist and the seller says anything about shipping the car, having an agent, gives you a long story about why they are selling the car, or the listing price is far too low, you are talking to a scammer and you should ignore and move on.
Advance-fee scam, also known as the 419 scam, or the Nigerian prince scam. You will receive a communication from someone who claims that you are entitled to a large sum of money, or you can help them obtain a large sum of money. However, they will need money from you before you receive the large sum.
Man in the middle scams
Man in the middle scams are very common and very hard to detect. The scammer will impersonate a company or person you are legitimately doing business with, and they will ask you to send the money to one of their own bank accounts or one controlled by a money mule. They have gained access to the legitimate persons email address, so there will be nothing suspicious about the email. To prevent this, make contact in a different way that lets you verify that the person you are talking to is the person you think you are talking to.
Cam girl voting/viewer scam
You will encounter a "cam girl" on a dating/messaging/social media/whatever site/app, and the scammer will ask you to go to their site and sign up with your credit card. They may offer a free show, or ask you to vote for them, or any number of other fake stories.
Amateur porn recruitment scam
You will encounter a "pornstar" on a dating/messaging/social media/whatever site/app, and the scammer will ask you to create an adult film with hehim, but first you need to do something. The story here is usually something to do with verifying your age, or you needing to take an STD test that involves sending money to a site operated by the scammer.
Hot girl SMS spam
You receive a text from a random number with a message along the lines of "Hey babe I'm here in town again if you wanted to meet up this time, are you around?" accompanied by a NSFW picture of a hot girl. It's spam, and they'll direct you to their scam website that requires a credit card.
Identity verification scam
You will encounter someone on a dating/messaging/social media/whatever site/app, and the scammer will ask that you verify your identity as they are worried about catfishing. The scammer operates the site, and you are not talking to whoever you think you are talking to.
This type of scam teases you with something, then tries to make you sign up for something else that costs money. The company involved is often innocent, but they turn a blind eye to the practice as it helps their bottom line, even if they have to occasionally issue refunds. A common variation takes place on dating sites/dating apps, where you will match with someone who claims to be a camgirl who wants you to sign up for a site and vote for her. Another variation takes place on local sites like Craigslist, where the scammers setup fake rental scams and demand that you go through a specific service for a credit check. Once you go through with it, the scammer will stop talking to you. Another variation also takes place on local sites like Craigslist, where scammers will contact you while you are selling a car and will ask you to purchase a Carfax-like report from a specific website.
Multi Level Marketing or Affiliate Marketing
You apply for a vague job listing for 'sales' on craigslist. Or maybe an old friend from high school adds you on Facebook and says they have an amazing business opportunity for you. Or maybe the well dressed guy who's always interviewing people in the Starbucks that you work at asks if you really want to be slinging coffee the rest of your life. The scam: MLMs are little more than pyramid schemes. They involve buying some sort of product (usually snake oil health products like body wraps or supplements) and shilling them to your friends and family. They claim that the really money is recruiting people underneath you who give you a slice of whatever they sell. And if those people underneath you recruit more people, you get a piece of their sales. Ideally if you big enough pyramid underneath you the money will roll in without any work on your part. Failure to see any profit will be your fault for not "wanting it enough." The companies will claim that you need to buy their extra training modules or webinars to really start selling. But in reality, the vast majority of people who buy into a MLM won't see a cent. At the end of the day all you'll be doing is annoying your friends and family with your constant recruitment efforts. What to look out for: Recruiters love to be vague. They won't tell you the name of the company or what exactly the job will entail. They'll pump you up with promises of "self-generating income", "being your own boss", and "owning your own company." They might ask you to read books about success and entrepreneurs. They're hoping you buy into the dream first. If you get approached via social media, check their timelines. MLMs will often instruct their victims to pretend that they've already made it. They'll constantly post about how they're hustling and making the big bucks and linking to youtube videos about success. Again, all very vague about what their job actually entails. If you think you're being recruited: Ask them what exactly the job is. If they can't answer its probably a MLM. Just walk away.

Phone scams

You should generally avoid answering or engaging with random phone calls. Picking up and engaging with a scam call tells the scammers that your phone number is active, and will usually lead to more calls.
Tax Call
You get a call from somebody claiming to be from your countries tax agency. They say you have unpaid taxes that need to be paid immediately, and you may be arrested or have other legal action taken against you if it is not paid. This scam has caused the American IRS, Canadian CRA, British HMRC, and Australian Tax Office to issue warnings. This scam happens in a wide variety of countries all over the world.
Warrant Call
Very similar to the tax call. You'll get a phone call from an "agent", "officer", "sheriff", or other law enforcement officer claiming that there is a warrant out for your arrest and you will be arrested very soon. They will then offer to settle everything for a fee, usually paid in giftcards.
[Legal Documents/Process Server Calls]
Very similar to the warrant call. You'll get a phone call from a scammer claiming that they are going to serve you legal documents, and they will threaten you with legal consequences if you refuse to comply. They may call themselves "investigators", and will sometimes give you a fake case number.
Student Loan Forgiveness Scam
Scammers will call you and tell you about a student loan forgiveness program, but they are interested in obtaining private information about you or demanding money in order to join the fake program.
Tech Support Call You receive a call from someone with a heavy accent claiming to be a technician Microsoft or your ISP. They inform you that your PC has a virus and your online banking and other accounts may be compromised if the virus is not removed. They'll have you type in commands and view diagnostics on your PC which shows proof of the virus. Then they'll have you install remote support software so the technician can work on your PC, remove the virus, and install security software. The cost of the labor and software can be hundreds of dollars. The scam: There's no virus. The technician isn't a technician and does not work for Microsoft or your ISP. Scammers (primarily out of India) use autodialers to cold-call everyone in the US. Any file they point out to you or command they have you run is completely benign. The software they sell you is either freeware or ineffective. What to do you if you're involved with this scam: If the scammers are remotely on your computer as you read this, turn off your PC or laptop via the power button immediately, and then if possible unplug your internet connection. Some of the more vindictive tech scammers have been known to create boot passwords on your computer if they think you've become wise to them and aren't going to pay up. Hang up on the scammers, block the number, and ignore any threats about payment. Performing a system restore on your PC is usually all that is required to remove the scammer's common remote access software. Reports of identity theft from fake tech calls are uncommon, but it would still be a good idea to change your passwords for online banking and monitor your accounts for any possible fraud. How to avoid: Ignore any calls claiming that your PC has a virus. Microsoft will never contact you. If you're unsure if a call claiming to be from your ISP is legit, hang up, and then dial the customer support number listed on a recent bill. If you have elderly relatives or family that isn't tech savvy, take the time to fill them in on this scam.
Chinese government scam
This scam is aimed at Chinese people living in Europe and North America, and involves a voicemail from someone claiming to be associated with the Chinese government, usually through the Chinese consulate/embassy, who is threatening legal action or making general threats.
Chinese shipping scam
This scam is similar to the Chinese government scam, but involves a seized/suspicious package, and the scammers will connect the victim to other scammers posing as Chinese government investigators.
Social security suspension scam
You will receive a call from someone claiming to work for the government regarding suspicious activity, fraud, or serious crimes connected to your social security number. You'll be asked to speak to an operator and the operator will explain the steps you need to follow in order to fix the problems. It's all a scam, and will lead to you losing money and could lead to identity theft if you give them private financial information.
Utilities cutoff
You get a call from someone who claims that they are from your utility company, and they claim that your utilities will be shut off unless you immediately pay. The scammer will usually ask for payment via gift cards, although they may ask for payment in other ways, such as Western Union or bitcoin.
Relative in custody Scammer claims to be the police, and they have your son/daughtenephew/estranged twin in custody. You need to post bail (for some reason in iTunes gift cards or MoneyGram) immediately or the consequences will never be the same.
Mexican family scam
This scam comes in many different flavours, but always involves someone in your family and Mexico. Sometimes the scammer will claim that your family member has been detained, sometimes the scammer will claim that your family member has been kidnapped, and sometimes the scammer will claim that your family member is injured and needs help.
General family scams
Scammers will gather a large amount of information about you and target your family members using different stories with the goal of gettimg them to send money.
One ring scam
Scammers will call you from an international number with the goal of getting you to return their call, causing you to incur expensive calling fees.

Online shopping scams

THE GOLDEN RULE OF ONLINE SHOPPING: If it sounds too good to be true, it probably is.
Dropshipping
An ad on reddit or social media sites like Facebook and Instagram offers items at huge discounts or even free (sometimes requiring you to reblog or like their page). They just ask you to pay shipping. The scam: The item will turn out to be very low quality and will take weeks or even months to arrive. Sometimes the item never arrives, and the store disappears or stops responding. The seller drop-ships the item from China. The item may only cost a few dollars, and the Chinese government actually pays for the shipping. You end up paying $10-$15 dollars for a $4 item, with the scammer keeping the profit. If you find one of these scams but really have your heart set on the item, you can find it on AliExpress or another Chinese retailer.
Influencer scams
A user will reach out to you on a social media platform, usually Instagram, and offer you the chance to partner with them and receive a free/discounted product, as long as you pay shipping. This is a different version of the dropshipping scam, and is just a marketing technique to get you to buy their products.
Triangulation fraud
Triangulation fraud occurs when you make a purchase on a site like Amazon or eBay for an item at a lower than market price, and receive an item that was clearly purchased new at full price. The scammer uses a stolen credit card to order your item, while the money from the listing is almost all profit for the scammer.
Instagram influencer scams
Someone will message you on Instagram asking you to promote their products, and offering you a discount code. The items are Chinese junk, and the offer is made to many people at a time.
Cheap Items
Many websites pop up and offer expensive products, including electronics, clothes, watches, sunglasses, and shoes at very low prices. The scam: Some sites are selling cheap knock-offs. Some will just take your money and run. What to do if you think you're involved with this scam: Contact your bank or credit card and dispute the charge. How to avoid: The sites often have every brand-name shoe or fashion item (Air Jordan, Yeezy, Gucci, etc) in stock and often at a discounted price. The site will claim to be an outlet for a major brand or even a specific line or item. The site will have images at the bottom claiming to be Secured by Norton or various official payment processors but not actual links. The site will have poor grammar and a mish-mash of categories. Recently, established websites will get hacked or their domain name jacked and turned into scam stores, meaning the domain name of the store will be completely unrelated to the items they're selling. If the deal sounds too good to be true it probably is. Nobody is offering brand new iPhones or Beats or Nintendo Switches for 75% off.
Cheap Amazon 3rd Party Items
You're on Amazon or maybe just Googling for an item and you see it for an unbelievable price from a third-party seller. You know Amazon has your back so you order it. The scam: One of three things usually happen: 1) The seller marks the items as shipped and sends a fake tracking number. Amazon releases the funds to the seller, and the seller disappears. Amazon ultimately refunds your money. 2) The seller immediately cancels the order and instructs you to re-order the item directly from their website, usually with the guarantee that the order is still protected by Amazon. The seller takes your money and runs. Amazon informs you that they do not offer protection on items sold outside of Amazon and cannot help you. 2) The seller immediately cancels the order and instructs you to instead send payment via an unused Amazon gift card by sending the code on the back via email. Once the seller uses the code, the money on the card is gone and cannot be refunded. How to avoid: These scammers can be identified by looking at their Amazon storefronts. They'll be brand new sellers offering a wide range of items at unbelievable prices. Usually their Amazon names will be gibberish, or a variation on FIRSTNAME.LASTNAME. Occasionally however, established storefronts will be hacked. If the deal is too good to be true its most likely a scam.
Scams on eBay
There are scams on eBay targeting both buyers and sellers. As a seller, you should look out for people who privately message you regarding the order, especially if they ask you to ship to a different address or ask to negotiate via text/email/a messaging service. As a buyer you should look out for new accounts selling in-demand items, established accounts selling in-demand items that they have no previous connection to (you can check their feedback history for a general idea of what they bought/sold in the past), and lookout for people who ask you to go off eBay and use another service to complete the transaction. In many cases you will receive a fake tracking number and your money will be help up for up to a month.
Scams on Amazon
There are scams on Amazon targeting both buyers and sellers. As a seller, you should look out for people who message you about a listing. As a buyer you should look out for listings that have an email address for you to contact the person to complete the transaction, and you should look out for cheap listings of in-demand items.
Scams on Reddit
Reddit accounts are frequently purchased and sold by fraudsters who wish to use the high karma count + the age of the account to scam people on buy/sell subreddits. You need to take precautions and be safe whenever you are making a transaction online.
Computer scams
Virus scam
A popup or other ad will say that you have a virus and you need to follow their advice in order to remove it. They are lying, and either want you to install malware or pay for their software.

Assorted scams

Chinese Brushing / direct shipping
If you have ever received an unsolicited small package from China, your address was used to brush. Vendors place fake orders for their own products and send out the orders so that they can increase their ratings.
Money flipping
Scammer claims to be a banking insider who can double/triple/bazoople any amount of money you send them, with no consequences of any kind. Obviously, the money disappears into their wallet the moment you send it.

Door to door scams

As a general rule, you should not engage with door to door salesmen. If you are interested in the product they are selling, check online first.
Selling Magazines
Someone or a group will come to your door and offer to sell a magazine subscription. Often the subscriptions are not for the duration or price you were told, and the magazines will often have tough or impossible cancellation policies.
Energy sales
Somebody will come to your door claiming to be from an energy company. They will ask to see your current energy bill so that they can see how much you pay. They will then offer you a discount if you sign up with them, and promise to handle everything with your old provider. Some of these scammers will "slam" you, by using your account number that they saw on your bill to switch you to their service without authorization, and some will scam you by charging higher prices than the ones you agreed on.
Security system scams
Scammers will come to your door and ask about your security system, and offer to sell you a new one. These scammers are either selling you overpriced low quality products, or are casing your home for a future burglary.
They ask to enter your home
While trying to sell you whatever, they suddenly need to use your bathroom, or they've been writing against the wall and ask to use your table instead. Or maybe they just moved into the neighborhood and want to see how you decorate for ideas.
They're scoping out you and your place. They want to see what valuables you have, how gullible you are, if you have a security system or dogs, etc.

Street scams

Begging With a Purpose
"I just need a few more dollars for the bus," at the bus station, or "I just need $5 to get some gas," at a gas station. There's also a variation where you will be presented with a reward: "I just need money for a cab to get uptown, but I'll give you sports tickets/money/a date/a priceless vase."
Three Card Monte, Also Known As The Shell Game
Unbeatable. The people you see winning are in on the scam.
Drop and Break
You bump into someone and they drop their phone/glasses/fancy bottle of wine/priceless vase and demand you pay them back. In reality, it's a $2 pair of reading glasses/bottle of three-buck-chuck/tasteful but affordable vase.
CD Sales
You're handed a free CD so you can check out the artist's music. They then ask for your name and immediately write it on the CD. Once they've signed your name, they ask you for money, saying they can't give it to someone else now. Often they use dry erase markers, or cheap CD sleeves. Never use any type of storage device given to you by a random person, as the device can contain malware.
White Van Speaker Scam
You're approached and offered speakers/leather jackets/other luxury goods at a discount. The scammer will have an excuse as to why the price is so low. After you buy them, you'll discover that they are worthless.
iPhone Street Sale
You're approached and shown an iPhone for sale, coming in the box, but it's open and you can see the phone. If you buy the phone, you'll get an iPhone box with no iPhone, just some stones or cheap metal in it to weigh it down.
Buddhist Monk Pendant
A monk in traditional garb approaches you, hands you a gold trinket, and asks for a donation. He holds either a notebook with names and amounts of donation (usually everyone else has donated $5+), or a leaflet with generic info. This is fairly common in NYC, and these guys get aggressive quickly.
Friendship Bracelet Scam More common in western Europe, you're approached by someone selling bracelets. They quickly wrap a loop of fabric around your finger and pull it tight, starting to quickly weave a bracelet. The only way to (easily) get it off your hand is to pay. Leftover sales
This scam involves many different items, but the idea is usually the same: you are approached by someone who claims to have a large amount of excess inventory and offers to sell it to you at a great price. The scammer actually has low quality items and will lie to you about the price/origin of the items.
Dent repair scams
Scammers will approach you in public about a dent in your car and offer to fix it for a low price. Often they will claim that they are mechanics. They will not fix the dent in your car, but they will apply large amounts of wax or other substances to hide the dent while they claim that the substance requires time to harden.
Gold ring/jewelry/valuable item scam
A scammer will "find" a gold ring or other valuable item and offers to sell it to you. The item is fake and you will never see the scammer again.
Distraction theft
One person will approach you and distract you, while their accomplice picks your pockets. The distraction can take many forms, but if you are a tourist and are approached in public, watch closely for people getting close to you.

General resources

Site to report scams in the United Kingdom: http://www.actionfraud.police.uk/
Site to report scams in the United States: https://www.ic3.gov/default.aspx
Site to report scams in Canada: www.antifraudcentre-centreantifraude.ca/reportincident-signalerincident/index-eng.htm
Site to report scams in Europe: https://www.europol.europa.eu/report-a-crime/report-cybercrime-online
FTC scam alerts: https://www.consumer.ftc.gov/scam-alerts
Microsoft's anti-scam guide: https://www.microsoft.com/en-us/safety/online-privacy/avoid-phone-scams.aspx
https://www.usa.gov/common-scams-frauds
https://www.usa.gov/scams-and-frauds
https://www.consumer.ftc.gov/features/scam-alerts
https://www.fbi.gov/scams-and-safety/common-fraud-schemes
submitted by EugeneBYMCMB to Scams [link] [comments]

White Swan came, Black Swan's a comin'

Like many here, I'm trying to come up with an investment thesis and a strategy for these uncertain times. I'm currently Bearish - have gone largely to cash, but want to invest in defensive plays because I see much more uncertainty ahead. So this long and rambling post is going to try to play with some ideas I've been having about the future. For the record, I've been investing for 8 years, was primarily an ETF buy and hold investor, and am Canadian, with a background in Political Science. ( I mean, I've got an undergraduate degree and a long-time interest, I'm no expert or nothing.)
I've read Nassim Taleb's Incerto series and have been mainly convinced, I think, and am surprised at the number of people who are calling this a Black Swan (BS) event; there's a post from today where a guy points out that it's not, and that Taleb himself says it's not and he got downvoted to hell. So first off: the Covid-19 pandemic was not a Black Swan. The Covid-19 pandemic, or one like it, has been predicted by damn near everybody for decades. The Obama administration even used a similar pandemic as a war game to get the Trump administration up to speed during the transition, Bill Gates called this years ago, we had a similar outbreak in SARS and H1N1, etc. Even if that wasn't the case, C19 would only be a BS for China - as a bunch of media sources have pointed out, there were US intelligence reports as far back as December saying this would be a huge deal, which were ignored by the administration. So all the suggestions that this is a BS event are really just pointing out how bad many governments, markets, and corporations are at predicting the future - they're unable to predict or prepare, or respond appropriately for a predictable event and only capable of reacting (with the exception of some countries like South Korea, Taiwan, Singapore, Germany...)
Now with the market rallying the bulls are all saying "it's priced in, you can't fight the Fed, etc," and I'm thinking:
1) The emperor has no clothes; the US government is clearly incompetent. It couldn't even listen to it's own experts about the likely extent of the pandemic, had no plan or even seemingly the ability to be at all proactive. For example, an aircraft carrier had a port call in Vietnam, during the middle of a pandemic that started in Asia. Then, completely predictably, it had an outbreak of C19 and it's capabilities were badly damaged and the administration couldn't even properly help it's own ship, nor manage the public relations fallout that resulted. I mean, do you have any idea how insane it is that that ship was allowed to dock during a pandemic? One of the most powerful military devices that ever existed got taken off line cause the administration couldn't understand it's own intelligence.
This incompetence isn't limited to the US of course - the UK handled their initial response badly and had to switch horses mid-race, Canada lagged badly responding as well, Italy and Spain mismanaged their response - but I'd argue that the US, given their advantages in intelligence collection, should have been best positioned to deal with this crisis so I focus on them.
2) Because of this, I think the odds of a real Black Swan event have gone up considerably, and if one does occur, it will occur when the US is historically divided and weakened and where it's economic system is out of ammunition to deal with a second crisis. I'll explain:
We have been living at at time when major geopolitical disruptions have been absent - while proxy wars and minor terrorist attacks still occur, there's been no wars between great powers for some time, and I think many have come to see this as natural; that the unipolar world will continue. But Russia is resurgent, China has a 50 year plan to grow its economy and eventually take a place as a hegemon, which may be entering end-game, and much of the Western international community has grown uncomfortable with US leadership, given the American tendency to elect incompetent Republicans. So we're likely entering an era of uncertainty and increased instability as the contenders vie for status in the new international order.
This doesn't mean war or open combat - it's become a cliche that the new wars of the 21st century are economic ones, and, given nuclear proliferation that's likely to continue. And I think we're more likely to see significant economic combat in the next 6 months than at almost any time during the last decade, because: 1) Trump is incompetent (and here I should stop just shitting on Republicans... the Dems have picked a 77 year old half senile fool to go up against him. I mean, looking at the two guys contending for the leadership of the most powerful country that has ever existed, it's hard to come away thinking that this is the sign of a healthy political system.)
2)America is weak (relatively speaking obviously, they're still the undisputed big swinging dick) and divided.
3)Because of C19 hits to economy, Trump may not be re-elected. I suspect that if it looked likely that he's re-elected, China at least would be content to sit quiet and wait for 4 more years of dumbasserry to take its toll on US hegemony - similarly with Russia. But if it looks like he'll lose come November, they'll take advantage.
What would that economic war look like? Lots of options that I see, and I'm curious if you guys see other ones. I mean, what would it look like if China dumped treasuries over the next 7 months? Or what would happen if China and Russia, or even OPEC+ decided to trade oil in non-US dollars? Or what if China leverages foreign aid to African and Asian countries hard-hit by C19 for long term trade deals designed to damage US interests? Iran and North Korea are additionally wild cards, and if either one is hard hit by C19 could go down flailing with unpredictable results. Any others I'm missing? Curious to hear other's ideas.
Now, note I'm not saying that odds of economic war with China or any other US adversary are likely; I'm saying if the odds of a geopolitical Black Swan were usually 5% in any given year of the last twenty, I suspect the odds of a major BS have gone up 4 or 5 fold - so like 20-30%. And I'm wondering, given unlimited QE, zero interest rates almost everywhere, central banks everywhere supporting stock and currency markets, etc -- what a defensive portfolio, preferably one that's still exposed to positive black swans like a sudden cure, would look like. Is it gold or silver? Cash? Bitcoin? I've already got enough guns and bullets and a bunker... just kidding about the bunker.
But seriously, I'm thinking something like 10-20% PMs and miners, 20% cash, 20% bonds and the rest equity ETFs of some countries likely to benefit from a stronger and more dominant China, like South Korea and Australia. Given Chinese dishonesty and the opacity of the financial system, investing directly in Chinese companies makes me nervous, though I've been considering a stake in BABA. Canada, it seems to me, is too joined at the hip with the USA to do anything other than follow where it goes.
Anyways, if you stuck with me through all that, thanks and I'd love to hear other's thoughts. I'm absolutely not a prepper nor prone to panic -- I just think we're living in real interesting times and the times are likely to get interestinger in the near future.
submitted by Davidallencoen to investing [link] [comments]

Low Risk Investment that earns above 3%

Hi all, I am seeking some advise about low risk investment that currently earned around or above 3% with minimum risk (Canadian dollar investment available in canada) I just need to park my money somewhere save, earn some minimum return above mortgage rate. I am not greedy about high return and I am not risk averse and want no down side at all. currently saving account is sitting at just about 2% REIT, index fund, mutual fund. all seems generating negative return. money market funds’s annual return is not even 2%( I may not fully understand so I might be wrong on that). short term GICs return is lower than saving unless I missed out good GIC offered elsewhere. I totally understand that stock market will recover and personally holding stocks index but don’t want big fluctuations on the money set to pay my mortgage. If anyone has been invested in some safe investment that meet my investment goals of stable and safe around 3% income generating investment, really appreciated your sharing. I am not too knowledgeable about bond, dividend ETF, dividend paying stock, preferred shares etc. pretty open to those instrument. Not interested in future, bitcoin, hedge fund etc If anyone has experience or recommendations, would be super helpful in my situation.
submitted by luckyrock2019 to PersonalFinanceCanada [link] [comments]

[WTS] Walkers, Peace Dollars, 90% Quarters & WTT ASEs TRADE TRADE INSIDE!

NEW ITEMS!!! NEW SALE!!
El proof!
Hola Amigos! Feliz cinco de mayo!
To celebrate, lets drink buy some gold and silver tequila coins.
When I drink tequila, I prefer something even better than just regular gold... I drink Reposado (rested). The aging process changes & refines the color & taste of the tequila. That made me think of AGEs & Krugers... aged, colorful, & tasty! mmmmmmm
On the other hand, some tequila drinkers prefer silver. Silver tequila is not aged at all, it's bottled the same year it was produced, and this year is 2020. For you, I have the following 2020 premium silver tequila coins, so you may always remember 5 de mayo 2020, no matter how much you drink today.
Reposado Gold tequila Coins
2020 Silver tequila coins
Thanks for looking & check out my other two BIG threads:
Payment: Bitcoin or Crypto get priority! (include "Paying Crypto" in PM title to move to the front of the line). Else I'll accept Venmo, CashApp, or PayPalFF NO COMMENTS!
Shipping is $5 for under 5oz, else $8
OLD THREAD HERE..... OLD THREAD HERE!!! OLD THREAD HERE..... OLD THREAD HERE!!! OLD THREAD HERE..... OLD THREAD HERE!!! OLD THREAD HERE..... OLD THREAD HERE!!! OLD THREAD HERE..... OLD THREAD HERE!!! OLD THREAD HERE..... OLD THREAD HERE!!! OLD THREAD HERE..... OLD THREAD HERE!!!
PROOF!
Hi, I have A LOT more items for sale & trade: The rest of my HUGE sale is here.
FOR TRADE. Trade Proof
COMPLETE! THANK YOU!! I want to propose an ASE for ASE trade to fill out my missing dates. If yours is a key date, I'm ok in paying extra. All of my ASEs are in perfect, pristine condition, have been in their tube their whole lives. We would exchange pictures of the actual coins we will send and then do the trade so everyone is happy, and everyone pays for their own shipping.
to make the trade worth your time, I’ll include a clad Ike dollar to every trade of two or more coins :)
I have these dates to give: 2009, 2011, 2012, 2013, 2016
I need any date NOT in this list:
I also have still sealed 2020 Philharmonics I could trade for ASE, Libertads, other year Phils, or modern Maples. If you'd like to trade one of my ASE for some of these other coins, hit me up too.
FOR SALE Also selling the following:
Constitutional Silver
For items where it's not included, shipping is $5 tracked for <5oz or $8 USPS Priority for >5oz
PAYMENT: Bitcoin/Crypto is preferred and given priority (mention paying BTC in title of PM to move to the front of the line). Else Venmo, CashApp, PayPal FF NO COMMENTS are also accepted.
submitted by ShadyApp to Pmsforsale [link] [comments]

Exchange platform question for Canadians

Hey I wanna start off by saying last time I tried posting on here I got absolutely destroyed in the comments 😅 but just hear me out please.
I’m 18 and fairly new to bitcoin. I was interested in getting into one of the exchanges. I know that Binance is a great option along with many others.
However, I came across an app called Newton for zero dollar trading fees for Canadians and was wondering if this is a trusted or well used exchange by others?
submitted by person_human123 to Bitcoin [link] [comments]

Thoughts On The Market Series #1 - The New Normal?

Market Outlook: What to Make of This “New Normal”

By ****\*
March 16, 2020
After an incredibly volatile week – which finished with the Dow Jones Industrial Average rallying over 9% on Friday – I suppose my readers might expect me to be quite upbeat about the markets.
Unfortunately, I persist in my overall pessimistic outlook for stocks, and for the economy in general. Friday’s rally essentially negated Thursday’s sell-off, but I don’t expect it to be the start of a sustained turnaround.
We’re getting a taste of that this morning, with the Dow opening down around 7%.
This selloff is coming on the back of an emergency interest rate cut by the Federal Reserve of 100 basis points (to 0%-0.25%) on Sunday… along with the announcement of a new quantitative easing program of $700 billion. (I will write about this further over the next several days.)
As I have been writing for many weeks, the financial bubble – which the Fed created by pumping trillions of dollars into the financial system – has popped. It will take some time for the bubble to deflate to sustainable levels.
Today I’ll walk you through what’s going on in the markets and the economy… what I expect going forward and why… and what it means for us as traders. (You’ll see it’s not all bad news.)

Coronavirus’ Strain on the Global Economy

To start, let’s put things in perspective: This asset deflation was coming one way or another. Covid19 (or coronavirus) has simply accelerated the process.
Major retailers are closing, tourism is getting crushed, universities and schools are sending students home, conventions, sporting events, concerts, and other public gatherings have been cancelled, banks and other financial service firms are going largely virtual, and there has been a massive loss of wealth.
Restaurant data suggests that consumer demand is dropping sharply, and the global travel bans will only worsen the situation.
Commercial real estate is another sector that looks particularly vulnerable. We are almost certain to see a very sharp and pronounced economic slowdown here in the United States, and elsewhere. In fact, I expect a drop of at least 5% of GDP over the next two quarters, which is quite severe by any standard.
Sure, when this cycle is complete, there will be tremendous amounts of pent-up demand by consumers, but for the time being, the consumer is largely on the sidelines.
Of course, the problems aren’t just in the U.S. China’s numbers look awful. In fact, the government there may have to “massage” their numbers a bit to show a positive GDP in the first quarter. Europe’s numbers will also look dreadful, and South Korea’s economy has been hit badly.
All around the world, borders are being shut, all non-essential businesses are being closed, and people in multiple countries are facing a lockdown of historic proportions. The coronavirus is certainly having a powerful impact, and it looks certain that its impact will persist for a while.
Consider global tourism. It added almost $9 trillion to the global economy in 2018, and roughly 320 million jobs. This market is in serious trouble.
Fracking in the U.S. is another business sector that is in a desperate situation. Millions of jobs and tens of billions of loans are now in jeopardy.
The derivative businesses that this sector supports will be likewise devastated as companies are forced to reduce their workforces or shut down due to the collapse in oil prices. This sector’s suffering will probably force banks to book some big losses despite attempts by the government to support this industry.
In a similar way, the derivative businesses that are supported by the universities and colleges across America are going to really suffer.
There are nearly 20 million students in colleges across the U.S. When they go home for spring vacation and do not return, the effect on the local businesses that colleges and university populations support will be devastating.
What does this “new normal” mean going forward? Let’s take a look…

New Normal

The new normal may become increasingly unpleasant for us. We need to be ready to hunker down for quite some time.
Beyond that, the government needs to handle this crisis far better in the future.
The level of stupidity associated with the massive throngs of people trapped in major airports yesterday, for example, was almost unimaginable.
Instead of facilitating the reduction of social contact and halting the further spread of the coronavirus, the management of the crowds at the airports produced a perfect breeding ground for the spread of the virus.
My guess is that more draconian travel restrictions will be implemented soon, matching to some extent the measures taken across Europe.
This will in turn have a further dampening effect on economic activity in the U.S., putting more and more pressure on the Fed and the government to artificially support a rapidly weakening economy.
Where does this end up? It is too early to say, but a very safe bet is that we will have some months of sharply negative growth. Too many sectors of the economy are going to take a hit to expect anything else.
The Fed has already driven interest rates to zero. Will that help? Unlikely. In fact, as I mentioned at the beginning of this update, the markets are voting with a resounding NO.
The businesses that are most affected by the current economic situation will still suffer. Quantitative easing is hardly a cure-all. In fact, it has been one of the reasons that we have such a mess in our markets today.
The markets have become addicted to the easy money, so more of the same will have little or no impact. We will need real economic demand, not an easier monetary policy.
It won’t help support tourism, for example, or the other sectors getting smashed right now. The government will need to spend at least 5% of GDP, or roughly $1 trillion, to offset the weakness I see coming.
Is it surprising that the Fed and the government take emergency steps to try to stabilize economic growth? Not at all. This is essentially what they have been doing for a long time, so it is completely consistent with their playbook.
Next, I would anticipate the government implementing some massive public-works and infrastructure programs over the coming months. That would be very helpful, and almost certainly quite necessary.
But there’s a problem with this kind of intervention from the government…

What Happens When You Eliminate the Business Cycle

The Fed’s foolish attempt to eliminate business cycles is a significant contributing factor to the volatility we are currently experiencing.
Quantitative easing is nothing more than printing lots and lots of money to support a weak economy and give the appearance of growth and prosperity. In fact, it is a devaluation of the currency’s true buying power.
That in turn artificially drives up the prices of other assets, such as stocks, real estate and gold – but it does not create true wealth. That only comes with non-inflationary growth of goods and services and associated increases in economic output.
Inflation is the government’s way to keep people thinking they are doing better.
To that point: We have seen some traditional safe-haven assets getting destroyed during this time of risk aversion. That has certainly compounded the problems of many investors.
Gold is a great example. As the stock market got violently slammed, people were forced to come up with cash to support their losing positions. Gold became a short-term source of liquidity as people sold their gold holdings in somewhat dramatic fashion. It was one of the few holdings of many people that was not dramatically under water, so people sold it.
The move may have seemed perverse, particularly to people who bought gold as a safe-haven asset, but in times of crisis, all assets tend to become highly correlated, at least short term.
We saw a similar thing happen with long yen exposures and long Bitcoin exposures recently.
The dollar had its strongest one-day rally against the yen since November 2016 as people were forced to sell huge amounts of yen to generate liquidity. Many speculators had made some nice profits recently as the dollar dropped sharply from 112 to 101.30, but they have been forced to book whatever profits they had in this position. Again, this was due to massive losses elsewhere in their portfolios.
Is the yen’s sell-off complete? If it is not complete, it is probably at least close to an attractive level for Japanese investors to start buying yen against a basket of currencies. The major supplies of yen have largely been taken off the table for now.
For example, the yen had been a popular funding currency for “carry” plays. People were selling yen and buying higher-yielding currencies to earn the interest rate difference between the liability currency (yen) and the funding currency (for example, the U.S. dollar).
Carry plays are very unpopular in times of great uncertainty and volatility, however, so that supply of yen will be largely gone for quite some time. Plus, the yield advantage of currencies such as the U.S. dollar, Canadian dollar, and Australian dollar versus the yen is nearly gone.
In addition, at the end of the Japanese fiscal year , there is usually heavy demand for yen as Japanese corporations need to bring home a portion of their overseas holdings for balance sheet window dressing. I don’t expect that pressure to be different this year.
Just as the safe-haven assets of yen and gold got aggressively sold, Bitcoin also got hammered. It was driven by a similar theme – people had big losses and they needed to produce liquidity quickly. Selling Bitcoin became one of the sources of that liquidity.

Heavy Price Deflation Ahead

Overall, there is a chance that this scenario turns into something truly ugly, with sustained price deflation across many parts of the economy. We will certainly have price deflation in many sectors, at least on a temporary basis.
Why does that matter over the long term?
Price deflation is the most debilitating economic development in a society that is debt-laden – like the U.S. today. Prices of assets come down… and the debt becomes progressively bigger and bigger.
The balance sheet of oil company Chesapeake Energy is a classic example. It’s carrying almost $10 billion worth of debt… versus a market cap of only about $600 million. Talk about leverage! When the company had a market cap of $10 billion, that debt level didn’t appear so terrifying.
Although this is an extreme example for illustrative purposes, the massive debt loads of China would seem more and more frightening if we were to sink into flat or negative growth cycles for a while. The government’s resources are already being strained, and it can artificially support only so many failing companies.
The U.S. has gigantic levels of debt as well, but it has the advantage of being the world’s true hegemon, and the U.S. dollar is the world’s reserve currency. This creates a tremendous amount of leverage and power in financing its debt.
The U.S. has been able to impose its will on its trading partners to trade major commodities in dollars. This has created a constant demand for the dollar that offsets, to a large extent, the massive trade deficit that the U.S. runs.
For example, if a German company wants to buy oil, then it needs to hold dollars. This creates a constant demand for dollar assets.
In short, the dollar’s status as the true global reserve currency is far more important than most people realize. China does not hold this advantage.

What to Do Now

In terms of how to position ourselves going forward, I strongly recommend that people continue with a defensive attitude regarding stocks. There could be a lot more downside to come. Likewise, we could see some panic selling in other asset classes.
The best thing right now is to be liquid and patient, ready to pounce on special opportunities when they present themselves.
For sure, there will be some exceptional opportunities, but it is too early to commit ourselves to just one industry. These opportunities could come in diverse sectors such as commercial real estate, hospitality, travel and leisure, and others.
As for the forex markets, the volatility in the currencies is extreme, so we are a bit cautious.
I still like the yen as a safe-haven asset. I likewise still want to sell the Australian dollar, the New Zealand dollar, and the Canadian dollar as liability currencies.
Why? The Bank of Canada, the Reserve Bank of Australia, and the Reserve Bank of New Zealand have all taken aggressive steps recently, slashing interest rates. These currencies are all weak, and they will get weaker.
Finding an ideal entry for a trade, however, is tricky. Therefore, we are being extra careful with our trading. We always prioritize the preservation of capital over generating profits, and we will continue with this premise.
At the same time, volatility in the markets is fantastic for traders. We expect many excellent opportunities to present themselves over the coming days and weeks as prices get driven to extreme levels and mispricings appear. So stay tuned.
submitted by ParallaxFX to Forex [link] [comments]

[WTS]/[WTT] Silver and Gold - Silver and Gold

Transaction details below listing - Messages only, Chats will be denied
Price Drop on Gold
Verification - https://imgur.com/a/tVYPVx6
Silver:
(20) 1 oz Morgan Rounds - $20 each
(10) 1 oz Stack-able Morgan Rounds - $20 each
(20) 1 oz Provident Prospector Rounds - $20 each
(9) (21) 2020 1 oz Perth Kangaroo Coins - $21 each
(1) 1/2 oz Year of the Rooster Coin - $13 each
(1) 1/2 oz Year of the Monkey Coin - $13 each
*(2) (3) $1FV 90% Quarters - $16 each
*(4) $1FV 90% Franklin/Kennedy Half Dollars - $16 each
*(2) (3) $1FV 90% Liberty Half Dollars - $17 each
(1) 10 oz HM Liberty Bar - $195 each
(3) 5 oz Generic Bars - $100 each
(3) (5) 2 oz Monarch Chunkies - $42 each
(8) 1 oz Sunshine Mint Bars - $21 each
(1) 5 oz Shotgun Shell - $115 each
(1) 1 oz Bullet - $25 each
Gold:
(1) 2014 1 oz Canadian Maple - $1855 shipped
(1) 2015 1/4 oz Canada $10 Bear and Cub - $480
(1) 2018 1/4 oz Queens Beast Bull - $475 SOLD
(3) 0.1104 oz Ducat Restrikes - $210
*(4) 1/10 gram Liberty Aurum Gold Note - $16 each SOLD
Message me your orders and offers. After agreeing on a finalized total price for your PMs I will send additional verification pictures and prepare your items for shipment.
Shipment will be USPS first class for $4.50-$6.50, for 1-10 ounces, or priority for $8, for over 10 ounces. USPS INSURANCE DOES NOT COVER PMS! It directly says so in the details. As a result I will not add insurance to any orders.
All orders containing gold and silver will ship free.
Payment by PPFF no notes - Now accepted ETH and Bitcoin
Willing to trade for different and unique silver rounds to diversify my collection. One round/coin for one round/coin trades only - this is strictly for collection purposes.
*These items were listed with new stackers in mind. You can't typically buy 90% silver in dollar quantities so I figured I'd give people an easy way to get a couple pieces. These aurum notes were my first gold pieces - you can't really own gold for less than $20 in any other form. New stackers, feel free to contact me if you'd like a starter stack put together.
Prices are subject to change at any time due to market fluctuations and in the event of a listing error or update.
submitted by jaysilverbull to Pmsforsale [link] [comments]

Best exchange to connect seamlessly to TD?

Hi Guys,
I'm looking for an exchange or service that allows me to exchange Bitcoin into Canadian dollars and then transfer them seamlessly into my bank account with TD in Canada. Any suggestions? Not sure if it's relevant, but I do not live in Canada at the moment.
A bit of context: I have a verified account with Kraken, but they require signing up with Etana to transfer fiat currency in or out, and that didn't work out.
I also have an account with Binance, but they don't have BTC-CAD trading.
Thanks in advance!
submitted by technomad to BitcoinCA [link] [comments]

Canadian Dollars Gold, Oil, Canadian Dollar, Bitcoin. Chris Vermeulen - October 15, 2019 Bitcoin, CDN$ - Ross Clark. Gold, Silver, Cryptos - Gerald Celente. Taxes - Ted Dixon. AMY.V, GET.V Bitcoin Multiple Time Frames 2020.07.09 How to Buy Bitcoin and Other Coins in Canada

So, you've converted 1 Bitcoin Cash to 326.253669 Canadian Dollar. We used 0.003065 International Currency Exchange Rate. We added the most popular Currencies and CryptoCurrencies for our Calculator. You can convert Bitcoin Cash to other currencies from the drop down list Currently, the price of 1 Bitcoin is more than $7,000. This is has proven it to be a profitable investment for people. As a result, more and more people are taking up Bitcoin technology in Canada. Stores Accepting Bitcoin in Canada. More and more Canadian Businesses are accepting Bitcoin. The page provides the exchange rate of 1 Bitcoin (BTC) to Canadian Dollar (CAD), sale and conversion rate. Moreover, we added the list of the most popular conversions for visualization and the history table with exchange rate diagram for 1 Bitcoin (BTC) to Canadian Dollar (CAD) from Friday, 29/05/2020 till Friday, 22/05/2020. Currency Converter by Date - Historical Exchange Rate Graph of change in 1 Bitcoin to Canadian Dollar. Changes in the value of 1 Bitcoin in Canadian Dollar. For the week (7 days) Date Day 1 BTC to CAD Changes Changes % July 15, 2020: Wednesday: 12500.76 CAD: 129.93509: 1.029 %: July 16, 2020: Thursday: 12350.49 CAD: 280.21458: 2.219 %: You can buy Bitcoin with Canadian Dollars in 3 easy steps on Coinberry: 1. Sign up for an account in under 5 minutes. 2. Fund your account with an e-Transfer or Wire. 3. Buy Bitcoin 24/7 on your smartphone or computer. Here's a step-by-step walk through of how to buy Bitcoin in Canada using Coinberry

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Canadian Dollars

THIS IS REALLY BAD!! Bitcoin Rally, Record Deficit, Gold Rally (+ Altcoin Discussion) - Duration: ... Silver Charts in Canadian Dollars 2020.07.09 - Duration: 5:28. Money Charts 29 views. New; Canadian dollars in abundance. Breaking News! BitMEX pegs Bitcoin to $7,350 as new stable coin! The banks battle with Bitcoin! A lot of people have been asking me lately how they can buy bitcoins and other crypto currency in Canada. One of the issues with buying crypto in Canada is not actually buying it, but selling it ... Air Date: September 16, 2017 Ross Clark – Bitcoin, Canadian Dollar email: [email protected] Gerald Celente – Gold, Silver, Crypto Currencies, Canadian & US Dollars Guest's website: http ... How to Buy Bitcoin in Canada using the BitBuy Cryptocurrency Exchange - 2020 Guide for Canadians - BitBuy is one of the best ways to buy and sell bitcoin and other cryptocurrencies in Canada.

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