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With 244 million active accounts in 2018, PayPal is one of the most popular payment processing tools out there. PayPal has lots of limitations that slow down the process of running the business and high fees. Here's a list of PayPal Alternatives for Startups

PayPal is a well-known solution for companies looking to accept payments worldwide, manage their finances, and send invoices. With 244 million active accounts in 2018, PayPal is one of the most popular payment processing tools out there.
More and more companies are looking for PayPal alternatives these days since this company has lots of limitations that slow down the process of running the business.
When it comes to choosing the proper payment solution, you need to pay attention to the fees, data security, and customer service.
For those of you who are looking for Paypal replacements or want to know other flexible solutions, in this list, we have put together 32 great Paypal alternatives that work for startups.
Source

Payoneer

Payoneer is the first option that crosses my mind when it comes to Paypal alternatives. Payoneer allows you to send money using a debit card, credit card, and ACH payments. It is fast, – the payments can be completed in just 2 hours.
Pricing: Processing fee starts at 3%

Skrill

Skrill has a clean, user-friendly interface. It offers you a prepaid debit card. The fees may be the same as Paypal, but it makes international payments easier since the payments can be sent to the debit card at once. After that, you can use your debit card to withdraw money using an ATM.
Pricing: Receiving money into your Skrill account is free. Send payment for only 1.45% fee. Withdraw funds with 7.50 % fee.

TransferWise

Transferwise is a much faster and cheaper solution for international transfers. You can send and receive money on their service without borders. It merely works: clients pay in their currency, and you get the payment right on your bank account within a few hours in the currency of your country. You need to share your phone number and last four digits of your credit card to receive money.
Pricing: You need to pay a difference in exchange rates and small Transferwise fee.

Selz

Selz is a tool that will help you to create your online store or sell goods on social media. It is not a payment system, but an online store builder with ‘drag and drop’ feature and more. Besides that, you can integrate your payment gateway with Selz without other external services. They offer automatic Tax Invoices for your customers.
Pricing: 2% transaction fee; 2.9% + 30¢ processing fee¹

Google Pay

Using Google Pay, your clients can make purchases using your website and app. You can enable shopping across devices to reduce missed conversions and forgotten passwords. This is one of the best options for store owners. It takes a second to get or receive a payment.
Pricing: Google Pay has no fees for using debit cards or making bank transfers, though you have to pay a 2.9% fee for credit cards.

2checkout

2checkout is another perfect Paypal alternative tool. It’s all about accepting payments globally. The commission in the USA is almost the same as Paypal, but when it comes to receiving payment from other countries, they offer better rates. It allows you to sell any product abroad.
Pricing: 2SUBSCRIBE pricing plan requires 4.5% + $0.45 per successful sale. 2SELL requires 3.5% + $0.35 per successful sale.

Stripe

Stripe is a global startup company with a 19% market share. Companies of any type and size use the service to accept payments and manage their business needs. Developers love this service for Stripe’s API that allows quickly add a payment method to a website.
Pricing: 2.9% + 30¢ per successful card charge

Wepay

Wepay features not only excellent customer support but also a virtual terminal that allows you to make purchases online without leaving the website. The company was established in 2008.
Pricing: 2.9 percent + $0.30 per credit card payment; 1 percent + $0.30 per bank transfer.

Quickbooks

Quickbooks or Intuit is a popular useful tool for small business owners who need help with their finances. It gives you an ability to accept payments both in-person and online. Besides, it can help you to pay taxes, manage salaries, and file payroll tax forms.
Pricing: 2.4 percent + $0.25 per swiped, tapped or dipped transaction; 3.4 percent + $0.25 per keyed transaction

ProPay

ProPay was built in 1997. It provides similar features as PayPal, along with the ability to send and receive payments worldwide. For those who are doing transactions in person, you can use ProPay JAK. It is a mobile phone credit card reader that process cards in real time.
Pricing: Pricing depends on the type of transaction and card you have.

Shopify Payments

For those of you who sell products and services with Shopify, you need to get a closer look at their in-built service called Shopify Payments. It gives you low processing fees, allows you to accept payments using different cards (Visa, Discover, Mastercard, and American Express), and have all your data at one place.
Pricing: Online credit card rates 2.9% + 30¢. In-person credit card rates 2.7% + 0¢.

Amazon Pay

Amazon Pay if the first tool for letting people checkout at your online store. It features an account with user login where all information is stored. It makes the process faster and smoother than with regular shopping cart.
Pricing: The fees start with 2.9 percent+ 30¢ per transaction

Dwolla

Dwolla is another tool similar to Paypal. Just like Paypal, it allows you to send and receive payments from individuals and companies. Their main specialization is ACH bank transfers, so that bank transfers are super secure. But the main disadvantage is that you can’t create an account with Dwolla outside of the US.
Pricing: The transaction fee is only $0.25.

Braintree

This tool will come in handy for e-commerce store owners because it offers web and mobile payments. You can store credit cards with Braintree just like Google Pay. Paypal runs this company, but it still provides more advanced list of features and better customer support.
Pricing: 2.9% + $.30 per transaction.

Square

This tool will help you to manage payrolls. With Square, your employees can clock in and out of work and set up direct deposits. Besides, Square grants small business loans that you can pay back with a percentage of daily sales.
Pricing: 2.9 percent fee + $0.30 per transaction

Payza

With Payza you can accept payments using a credit card and bank account. Moreover, the tool also works with cryptocurrency.
Pricing: 1.99 percent + $0.25 per transaction

Venmo

Venmo is famous for its feature to send cash to friends. When you create an account on Venmo, it offers you to make a list of friends. After that, it is way easier to send money to people from this list. The business can use it for the checkout process.
Pricing: It’s free to send or receive money from a linked bank account. Electronic withdrawal (standard or Instant) from $0 or 1%* (min. $0.25). $2.50 for out-of-network ATM withdraw.

Payline

Payline offers you straightforward, transparent, and flexible payment processing experience. It is a useful service for store owners – you can use it whether you’re in-store, mobile, or online.
Pricing: Swiping in person: 0.2% ($0.10 per transaction | $10 per month)

click2sell

Click2sell is a reliable Paypal alternative that offers almost all the same features. It accepts Paypal, Skrill, and credit card payments. The main difference is that they have potent reports and affiliate tracking.
Pricing: Depending on your plan, $1.50 + 7 percent per direct sale or $1 per transaction up to $19.99

Klarna

Klarna is a service that offers its customers ‘pay later’ feature. It means you can purchase goods online and pay with Klarna. Then, you have from 14 up to 30 days after delivery to pay them back interest-free.
Pricing: Free for up to one month

Merchant

Merchant claim to be a hassle-free payment processing company that gives you more control over your funds than Paypal. They allow a grace period that can help you to resolve disputes rather than freeze your account, just like Paypal usually does.
Pricing: Processing fees start at 1.99 percent + $0.25 per transaction

Wirecard

Another perfect payment solution for global companies. Wirecard works with over 100 transaction currencies and 200 payment networks that gives you almost complete freedom. With this tool, you can do in-store payments, mobile payments, value-added services, and much more.
Pricing: The pricing is available upon request

BlueSnap

BlueSnap allows you to add payment methods to your websites, stores, and apps. Your customers can make purchases with credit cards, bank accounts, or similar online payment systems.
Pricing: 3.90% + $0.30 or you can develop a personal pricing plan.

Worldpay

Whether you use terminal, online, or point-of-sale with Worldpay, it does not matter. They provide EMV chip card payments and also alternative payment options in the situations when your customer has no card.
Pricing: Pricing is available upon request

FastSpring

FastSpring is an e-commerce platform for software and Saas companies. With this service, you can easily enable payments online or in an app. You can make popup checkout for clients, personalized shopping experience and more.
Pricing: Pricing is available upon request

Viewpost

Viewpost is a full-featured payment and billing solution that will be suitable for both single freelancer and huge enterprise company. You can view payment history in your account and keep track of all transactions.
Pricing: $14.99/month plus transaction fees

Authorize

Authorize has over 43,000 merchants and handles more than one billion transactions per year. This is a big company that accepts credit card and electronic payments in person, or over the phone.
Pricing: No setup fee, free monthly gateway, 2.9% + 0.30 cents per transaction

Popmoney

Send, receive or request money online with Popmoney. The process is transparent and straightforward: cash moves from one bank account to another without any middle accounts.
Pricing: Flat $0.95 per transaction to use it here at Popmoney.com

Charge

Without setup or cancellation fees, Charge is a good credit card processing platform. It enables you to accept payments online and in stores.
Pricing: Merchant Account Application Fee and Web Shopping Cart are free.

Paylane

If you have SaaS or e-commerce businesses, you need to take a closer look at Paylane. This tool allows you to accept payments in various currencies and formats. Smashing Magazine and The Next Web use it.
Pricing: 2.8% + 0.25 EUR and 0 for Paypal

Coinbase

Coinbase is a cryptocurrency trading platform that allows the business to get Bitcoin transfers. If your client is familiar with cryptocurrency, they can easily send your payment to your Bitcoin wallet. Then, you can merely convert this amount into your local currency, or transfer to another payment service. But remember about exchange rates.
Pricing: Pricing varies depending on the cryptocurrency

Apple Pay

All iPhone users can get the advantage of using Apple Pay to transfer money. Previously, I used it only to pay products in stores without a card. When a person sends you cash, it stores automatically in your Apple Wallet. You can spend it using Apply Pay or transfer on your bank account within 1-3 business days.
Pricing: It charges the banks as a rebate for every transaction. No fee for merchants.
submitted by sdblro to Entrepreneur [link] [comments]

How to choose a Bitcoin payment gateway and start accepting BTC at your store?

How to choose a Bitcoin payment gateway and start accepting BTC at your store?
Nowadays cryptocurrencies become more and more popular among retail and service companies all over the world. But so far there has not been a high-quality tool that would help you to choose right payment gateway with all necessary functions that you would like to implement into your business.
So, Cryptwerk.com comes to help you!
Our catalogue lists more than 70+ different companies with crypto processing service. Use this link to enter the gateway directory:
https://cryptwerk.com/companies/payment-gateway/
How yo choose a crypto payment gateway for your business?
1. Cryptocurrencies
You must first decide what cryptocurrencies you want to accept.
Use our filters to select those gateways that provide their service with the coins of your choice.
Cryptwerk currently lists 22 most popular cryptocurrencies, including Bitcoin.

https://preview.redd.it/a159bm5ok2f41.png?width=270&format=png&auto=webp&s=d5fc9aa14ace542caee769247562384cf2a039d0
You can choose one or several coins, and our website will show you a list of gateways according to your request.
2. Interface
Modern gateways provide various types of services focused on various types of business
Wallet (web or application), ready-made plugins for CMS, various widgets & buttons, POS terminals for offline retailers, sending invoices by email or sms, donation functions.
https://preview.redd.it/pi1xmzvrk2f41.png?width=254&format=png&auto=webp&s=c77f6574391315163d86e76b6866a9e4ba94b630
3. CMS plugins
This option is very useful for people who are using a Content Management System in their work with the website.
With our filters you can find a gateway with the ready-made solution for your CMS.
Thus, the installation will be very quick and easy!
https://preview.redd.it/yrj4pxstk2f41.png?width=265&format=png&auto=webp&s=5a41944920efde92e906f03f464fc95e2dcaad70
Just look at the CMS list supported by cryptographic gateways:
aMember Pro, AppThemes, Arassta, bbPress, BIGcommerce, Blesta, BOX billing, CB paid, Checkfront, CS.cart, DJ-Classifieds, Drupal Commerce, Easydigitaldownloads, ECWID, Event espresso, EventBooking, GIVE donations, HikaSHop, HostCMS, HTML5, Imagine, J2 store, Jigoshop, Joomla, LOADED commerce, Magento, ocStore, Opencart, OScommerce, NATS4, NCR, nopCommerce, PaidMembershipsPro, Payplans, phpMySQL, Planyo, Poster, PrestaShop, RedShop, R_keeper, Shop-Script, Shopify, Shopware, SpreeCommerce, SPY, Sylius, TheCartPress, Thirty Bees, Tomato Cart, Typo3 Multishop, VirtueMart, UberCart, uCommerce, Unique free, Waimea business, WCmarketplace, WHMOS, WooCommerce, Wordpress, WP eCommerce, Wpmudev, XCART, ZENcart, 1С.
4. Lightning network
Some gateways already use network lightning technology. Here you can filter out the companies that provide this service with Bitcoin and Litecoin.
https://preview.redd.it/bv02jdmyk2f41.png?width=264&format=png&auto=webp&s=6fc119562592f6bcf74d04a23681d109229b7098
Using our catalogue and filters you can choose the exact payment gateway that will meet the needs of your business.
Also, here you can see the rating of payment gateways according to our data. The rating depends on gateway popularity among merchants registered on Cryptwerk.com
https://preview.redd.it/scb70wr1l2f41.png?width=579&format=png&auto=webp&s=54e8a9d554955b7739d5e16be2056cd0df2d6f9e
We can mark first 5 companies that are most popular among our merchants.
You can safely use any of these gateways, each of which provides quality service proven by thousands of merchants.
We hope this article will be useful to all merchants who are thinking of starting to accept Bitcoin, and other popular cryptocurrencies.
submitted by Cryptwerk to Bitcoin [link] [comments]

70+ crypto gateways for your store/business. How to choose and start accepting cryptocurrencies?

70+ crypto gateways for your store/business. How to choose and start accepting cryptocurrencies?
Nowadays cryptocurrencies become more and more popular among retail and service companies all over the world. By our statistics we observe monthly growth of stores, markets, services, websites accepting cryptocurrencies as a payment.
But so far there has not been a high-quality tool that would help you to choose right payment gateway with all necessary functions that you would like to implement into your business.
So, Cryptwerk.com comes to help you!
Our catalogue lists more than 70+ different companies with crypto processing service.
Use this link to enter the gateway directory.
https://cryptwerk.com/companies/payment-gateway/
1. Cryptocurrencies
You must first decide what cryptocurrencies you want to accept.
Use our filters to select those gateways that provide their service with the coins of your choice.
Cryptwerk currently lists 22 most popular cryptocurrencies:
Bitcoin, Ethereum, Litecoin, Bitcoin Cash, Dash, Dogecoin, XRP, Monero, Ethereum Classic, Zcash, Tron, Digibyte, EOS, Qtum, Bitcoin Gold, NEO, Binance Coin, Decred, Verge, Groestlcoin, Bytecoin, Komodo.

https://preview.redd.it/eh44eqye8ze41.png?width=273&format=png&auto=webp&s=84f46f4405daba9923967e6977653ebaca21ac70
You can choose one or several coins, and our website will show you a list of gateways according to your request.
2. Interface
Modern gateways provide various types of services focused on various types of business
Wallet (web or application), ready-made plugins for CMS, various widgets & buttons, POS terminals for offline retailers, sending invoices by email or sms, donation functions.
https://preview.redd.it/0bxttzmg8ze41.png?width=254&format=png&auto=webp&s=239cd34d872377c2ff19edaaf79a74572e8f94fc
3. CMS plugins
This option is very useful for people who are using a Content Management System in their work with the website.
With our filters you can find a gateway with the ready-made solution for your CMS.
Thus, the installation will be very quick and easy!
Just look at the CMS list supported by cryptographic gateways:
aMember Pro, AppThemes, Arassta, bbPress, BIGcommerce, Blesta, BOX billing, CB paid, Checkfront, CS.cart, DJ-Classifieds, Drupal Commerce, Easydigitaldownloads, ECWID, Event espresso, EventBooking, GIVE donations, HikaSHop, HostCMS, HTML5, Imagine, J2 store, Jigoshop, Joomla, LOADED commerce, Magento, ocStore, Opencart, OScommerce, NATS4, NCR, nopCommerce, PaidMembershipsPro, Payplans, phpMySQL, Planyo, Poster, PrestaShop, RedShop, R_keeper, Shop-Script, Shopify, Shopware, SpreeCommerce, SPY, Sylius, TheCartPress, Thirty Bees, Tomato Cart, Typo3 Multishop, VirtueMart, UberCart, uCommerce, Unique free, Waimea business, WCmarketplace, WHMOS, WooCommerce, Wordpress, WP eCommerce, Wpmudev, XCART, ZENcart, 1С.
https://preview.redd.it/cukjy4wk8ze41.png?width=265&format=png&auto=webp&s=e4ef8a9ee89cfd93fb2aedf8290c73bce6df9354
4. Lightning network
Some gateways already use network lightning technology. Here you can filter out the companies that provide this service with Bitcoin and Litecoin.

https://preview.redd.it/3ffrhytm8ze41.png?width=264&format=png&auto=webp&s=1891680a37fcd431bbe32204021590d687bb491e
Using our catalogue and filters you can choose the exact payment gateway that will meet the needs of your business.
Also, here you can see the rating of payment gateways according to our data. The rating depends on gateway popularity among merchants registered on Cryptwerk.com
https://preview.redd.it/yh2p2dun8ze41.png?width=579&format=png&auto=webp&s=77c41d705ebd8f52f22de7d18b491b315850db92
We can mark first 5 companies that are most popular among our merchants.
You can safely use any of these gateways, each of which provides quality service proven by thousands of merchants.
We hope this article will be useful to all merchants who are thinking of starting to accept Bitcoin, Ethereum, Litecoin and other popular cryptocurrencies.
submitted by Cryptwerk to CryptoCurrencies [link] [comments]

Chimp crypto to fiat settlement system

THE CHIMPION'S PLATFORM
The Chimpion platform is a digital assets e-commerce network that empowers every merchant to adopt the use of digital assets (cryptocurrency) payments on their website (online stores) with a major aim to drive the acceptance of digital assets as a means of payment solution by running a resourceful e-commerce store centered around cryptocurrency. The Chimpion's network is fast with user-friendly interface and all transactions are affordable. The Chimpion platform came into existence through innovative technology from e-commerce provider such as Bitcoin Diamond foundation (BCD), Shopping Cart Elite (SCE), Paytomat and combinations of a wide range of e-commerce functionalities with expedient payment processing system. The gateway to Chimpion's robust digital assets platform is to hold Chimpion (CHIMP) and every holder of CHIMP is entitled to a free monthly subscription fee.
The Chimpion platform created a dual token dynamic which is the Chimpion (CHIMP) and the Banana token (BNANA) that works like points on a loyalty card (redeemable for discounts, exclusive and promotional offers). The e-commerce merchant's storefronts and e-commerce environment are power-driven by CHIMP to incentivize merchants for their adoption of Chimpion's platform. The CHIMP will be the fundamental currency coinage in the Chimpion's store featuring Chimpion's product line and directory while the BNANA serves as the reward layer of the platform in the sense that users earn BNANA via buying of goods and services from Chimpion's merchants when they make use of CHIMP or another cryptocurrency.
Chimpion plays a major role as a checkout scheme and payment processing system that supports stable coins such as USDT, TUSD, USDC, GUSD (NYDFS-approved), and PAX (NYDFS-approved).
ADVANTAGES OF USING CHIMPION'S PLATFORM
BITCOIN DIAMOND PAY WALLET
The BCD pay wallet is incorporated to the Chimpion's platform as a payment gateway that enables users to use cryptocurrency (ERC20 tokens, EOS tokens, BCD, Bitcore, Ethereum, waves, NEM, Zcoin, Horizon, and lots more) of their choice to pay for goods and services online. The BDC pay wallet is a multi-crypto wallet that does not save users private key. The BCD pay wallet is downloadable on Android smartphones as an APK file 👉https://www.chimpion.io/download/bcd-pay-wallet.apk or from the Google Play store 👉https://play.google.com/store/apps/details?id=bcd.pay.wallet with an iOS version coming soon on Apple Appstore.
Merchants, startups, or existing projects can list their coin or token via the BCD pay wallet for the payment of goods and services online by filling this form 👉https://bcdpay.typeform.com/to/KBOO4C
CHIMPION COIN INFORMATION
BNANA is the native currency of Chimpion created on the EOS blockchain making it an EOS compliant that will be used as a standard means of payment and reward across the platform. BNANA is an ERC20 token designed for users to purchase goods and services from merchants using the Chimpion platform.
COIN NAME: CHIMPION
SYMBOL: BNANA
PROTOCOL: EOS
TOTAL BNANA SUPPLY: 100 BILLION
COIN DISTRIBUTION
MARKETING: 7.22%
COMMUNITY AIRDROP: 61.86%
TEAM AND ADVISORY: 5.15%
FOUNDATION PAYROLL: 10.31%
STRATEGY PARTNERS: 15.46%
CONTACT CHIMPION FOR MORE INFORMATION:
WEBSITE: https://chipion.io
WHITEPAPER: https://www.chimpion.io/whitepape
ARTICLE WRITTEN BY MICKEY OBERABOR
BOUNTY0X USERNAME: MICKEYBERRY1
submitted by Mickeyberry to ico [link] [comments]

DECENTRALIZED FOOD DELIVERY SERVICE

DECENTRALIZED FOOD DELIVERY SERVICE
SALES BEGINS EARLY FEBUARY
OUR MISSION
In today’s world the technological development strides ahead very quickly. The trends of digitization and automation are already in full swing. The development of the Blockchain technology has led to a new trend– the trend of decentralization. There is not only one catchword to describe this process. The trend is rather a whole philosophy and mindset what shows the importance of cryptocurrencies. Pioneering projects like Ethereum, the DAO, Dash and many more show how decentralization can be defined in a new way with innovative business models, business processes, applications and other services. These projects are not only decentral in their technological architecture and partly in their political organization. They also give cryptocurrency’s owner the chance to be involved in the success. In these cases, the cryptocurrencies are both a means of payment and a profit sharing.
The success of most cryptocurrencies is based on the clear disruptive potential. The cryptocurrencies have not reached their limits yet. They mainly function as investments or rather as a speculation medium and only for a few people as a means of payment. The adaption of the wide mass is essential if we want to push the decentralization with its advantages, visions and mindset to its limits. The full potential and the price stability show up when cryptocurrencies are used as a method to pay on daily basis.
Our mission is to establish cryptocurrencies in millions of people’s everyday life’s
This is the goal we want to achieve with sesame. Our food delivery platform is built on smart contracts on ethereum network. Our Sesame token will be as a native currency on our platform and opens many more features for token holders. Customers can use SST tokens as a payment option and get 15% discounted prices. You get SST as a reward for every submitted valuable review and shared or uploaded images and videos of their tasty foods or deliveries. We will have social network called SesameTalk - where customers share their recipes, thoughts and expressions from recent orders and many more. Customers can tip their delivery drivers for their awesome job. Our platform will be different from current platforms like grubhub and postmates by being on the blockchain which adds more transparency and trustless platform. no more fake reviews because of smart contracts only delivered orders will be reviewed and no more paid search options. The first step is to tokenize an on-demand delivery service for food. The idea behind is to create a usage with daily transactions. The application breaks classic structures because it is developed and expanded by the community (couriers, clients, restaurants and uninvolved ones) and not by a management that wants to make millions in profit. We care about communities’ needs and wishes.
The vision is a decentral structure with a design that will be developed gradually. The aim is to create a common consensus that is on one hand competitive and allows a strategic goal-oriented procedure on the other hand. Furthermore, it increases the welfare of all participants in the system. INTRODUCTION - PROBLEMS
Why an on-demand delivery service?
The food industry services basic needs
We spend more than one hour per day eating– in total this number sums up to 30.000 hours looking at a whole life and $100.000 (14% of our household income). As the food intake is a human basic need and will always be, the food industry is one of the oldest sectors in world’s history. The food industry’s annual sales in the European Union is more than 1.2 trillion. Therefore, it represents the biggest manufacturing industry in the EU (2016).
On-demand delivery services – a sector with hypergrowth
The delivery services sector is in change. In the past 15 years the so-called aggregators (software-only) dominated the delivery services – but in 2013 “new delivery services” arise and became the new stars. Those new delivery services undertake the task of delivering food from restaurants to people’s homes (on-demand) with an own fleet business. The advantages for restaurants are high flexibility as well as no fix staff costs.
Thus, these concepts fit for high quality and unique restaurants and not only for typical fast food restaurants
The concrete problems
Despite the boom of new delivery services, they are in public critique. A lot of restaurants fight with high commissions (approx. 20-30%) and the couriers complain about exploitative working conditions and bad salaries. At the same time the known delivery services are losing sums over ten million dollar every year
High commissions, low wages and still no profit
The business model is highly rated because of its high range and the fast growth, but it still does not make any profits. The fast growth implicates the need of more personnel. Not only couriers are necessary but also staff for administration, sales, acquisition of couriers and staff planning. In addition, even more staff is necessary in the administration. It is common that those companies spend a lot of money for marketing campaigns like coupons, numerous giveaways, fancy poster advertisements and for opening up new delivery districts.
Competition and commercialization against customer benefits – an expensive agent
These high operating expenditures are necessary in the delivery service’s strategy. Important key terms are ‘round of financing’ and ‘flotation’ to ensure the financial survival of the business model as well as the growth. The company has to show a good performance in the contest, which is very expensive, to be attractive for investors. Therefore, it is no surprise that the restaurants and couriers are of secondary importance in this vicious circle.
THE SOLUTION
Decentralization Sesame token – we develop a service which is architectural and political usefully decentralized and possess all significant elements of an on-demand delivery service. It’s a great pleasure to announce to you all that sesame token will be out as a native currency on our platform which has a lot of outstanding features for token holders. Our client can use SST token as a payment option with an advantage of getting 15% discounted prices. You will get SST as a reward for every submitted value review, shared or uploaded images and videos of your tasty food or deliveries We also have social network called SesameTalk - where customers share their recipes, thoughts and expressions from recent orders and many more. Customers can tip their delivery drivers for their awesome job.
Operative process In the order and delivery process a direct peer-to-peer connection of all participated instances will be established with a safe payment transaction and delivery handout. The part of expensive agents is not necessary. The participants in the process (restaurants, couriers and clients) are our focus. They are value creators and earning contributors.
DEVELOPMENT
In a project oriented Open Source Development user can push new developments and can hand in new global and local concepts. The respective board can vote for marketing campaigns, new features, etc. and can allocate a corresponding budget.
THE TECHNICAL IMPLEMENTATION
Introduction – What is blockchain technology?
(This section gives a short overview on the Blockchain technology in a simplified presentation. There is no previous knowledge needed. For further information we advise you to search for deeper information about cryptocurrencies by yourself. If you are already familiar with the topic Blockchain and cryptocurrencies you can skip this part and start reading the next chapter)
‘Blockchain-technologies possess the potential to define the method of how we economize in a new way. Bitcoin is only a first representative.’
But what exactly is the Blockchain? You may probably know the term Blockchain if you think about Bitcoin. The easiest way of description is the comparison with a digital cash book. Network’s participants execute transactions with associated protocols. The so called ‘miners’ register these transactions. The miners verify transactions, combine them to new blocks and extend the Blockchain with the combined blocks. Sender and receiver get a transparent overview of how many coins/tokens have been transferred (in this case the Bitcoin-Blockchain ‘Bitcoins’) with this method. It is an anonymous method because senders and receivers are only listed with their ‘public key’ in the network.
The miners always have a local image installed and they do not need to check it on a central server. Another advantage is the complex encryption which makes the Blockchain tamper-proof. Hackers who want to manipulate the cash book must control 51% of the mining network (network transactions). To gain this computing power, various large companies are insufficient. In addition, this theoretical approach is not a guarantee for a successful attack of the network. In practice, the older the logging of a transaction in the Blockchain, the more difficult is the manipulation. Therefore, the Blockchain is safer, the more miners take part in the network. The miner is being rewarded for the verification and the expansion of the Blockchain due to the designed protocol.
Everyone can own Bitcoins, transfer them and take part as a miner in the mining-process. If we take a closer look on Bitcoin and its rising value we will see that a lot of mining-farms have been established in Asia to collaborate as a mining-pool.
With this technology digital units (coins/tokens) are created and called cryptocurrency. Unlikely to common FIAT currencies (Dollar, Euro, etc.) there is no trust in a state or bank needed. The security is given by the Blockchain itself.
A Blockchain-protocol is being programmed and released. Therefore, it does not have a possessor in its decentralized environment. If the protocol should be changed, the majority of the miners have to be convinced. The technology cannot be used as a cash book only but is also able to function as a data base for random information.
The significant advantage is first that no central authority which provides servers is needed and second that this instance is not responsible for the security and validity of the transactions. The technology is seen as disruptive because this function is the common business model of a lot of service providers like banks, insurances, notaries, etc.)
Why Ethereum?
We feel confident with using the Ethereum-Blockchain as the perfect platform for sesame. Not only because of the large community but also because of the powerful programming language for developing smart contracts. Ethereum offers a various number of possibilities due to its programming language (Solidity) as well as the power to create new processes in different levels and to automatize them independently.
Furthermore, the Ethereum core team will advance the platform’s development with new functions and more stability. In addition, a solution will be offered for scalability issues for example by using the sharding proposal or furthermore the plasma framework.
SESAME TOKEN ECOSYSTEM
The system is now able to show the available restaurants in the customer’s area. Simultaneously, uPath determines the predicted time of delivery range for each restaurant considering order volumes, distance and supplier availability. If the customer has selected a restaurant, the shopping cart can be put together checked again and a method to pay can be chosen. Then the delivery details, the shopping cart and the price included transaction fees (depends on the payment method) are displayed. After a final check the transaction can be performed. The customer gets the confirmation of transaction and the delivery process starts to show up.
Payment
To create a customer friendly experience also Fiat currencies (PayPal and credit cards) are accepted besides the sesame-Token due to an external interface. In addition, common crypto currencies should be available. For customers who are not familiar with crypto currencies, we want to provide the opportunity of using the sesame platform as simple as possible in sense of mass adaption
Nevertheless, the whole protocol is bound to the sesame-Token. Thus, a direct exchange is mandatory. Therefore, an exchange service is implemented. Ideally, some of the planned decentral exchange solutions are fully developed and available as a service at that time. The user’s advantage to use the sesame-Token is that the customer’s will get 15% discounted prices. Furthermore, the usage of the sesame-Token should be rewarded with coupons in the launch phase depending on the budget available
Delivery process
After the order- and payment process has been completed, the delivery process begins. Customers are even eligible to order delivery to their doorstep, can even stroll out for pick up or book a table to eat in the restaurant. The deliverer gets the order confirmation while the restaurant prepares the order. The both protocols interact insofar as the pickup time of the dish can be predicted. In the meantime, the courier can drive to the restaurant and use the displayed route. After the courier has reached the restaurant a quantity visual inspection takes place. The courier validates whether the ordered number of dishes and drinks is correct. There is no need for the courier to check for absolute correctness because this is the restaurant’s responsibility and would make an efficient process impossible. After completing the visual inspection, the courier signs the goods’ acceptance. Then the courier will be led to the customer with the help of uPath or rather with the external map service. If the courier has reached the destination, the delivery takes place. The customer checks whether the order is quantitatively complete and signs the goods’ acceptance to finish the delivery process. Thereupon, uPayment transfers the commissions for the courier, the collectable amount for the local and global board as for the recruiter and the core team. The payment for the restaurant is blocked for approximately two hours via time lock. During that time slot the customer has the chance to open an additional claim, which in turn activates the uSupport protocol. If no customer reaction happens, the money will be transferred to the restaurant after the time lock has been expired. Signatures are being processed with code keys or QR codes. Both will be generated randomly, cryptographically and locally. They are stored on smartphone or other devices. If one of the signatures is absence the transaction cannot be fulfilled completely.
Optimized cost structure
We at sesame follow another approach and dissociate from the aggressive competition. Our aim is to minimize the administrative costs in favor of couriers and restaurants. Sesame is not a service that aims to establish an empire and has to spend high investments for self-marketing. Sesame is more a public accessible protocol which provides the automated and decentralized on-demand delivery service system. The official administration is limited to the core team, what provides system stability, develops legal bases and compiles (related to the financial volume) new developments. The expansion will be reached together with the community and the help of the decentral franchise concept. The original valuable process of the service will be automated and decentralized by the Blockchain and the uChain-Protocol.
INITIAL TOKEN SALE
 It’s a great pleasure to announce to you all that sesame token will be out as a native currency on our platform which has a lot of outstanding features for token holders. Our client can use SST token as a payment option with an advantage of getting 15% discounted prices. You will get SST as a reward for every submitted value review, shared or uploaded images and videos of your tasty food or deliveries. 
At the initial token sale, the sesame-Token will be offered in a public crowd sale. In this context the ERC20 based as crypto currency, the terminus “Token” is correct. The term “Initial Coin Offering” (short ICO) has been established within the public sale of Coins or Tokens, which is equate to the term Token Sale .Sesame Tokens are sold for ETH.
submitted by wack221 to u/wack221 [link] [comments]

FINALLY !! A CHIMPION CREATION! ALLOWS MERCHANTS ADOPT E-COMMERCE THROUGH DIGITAL CURRENCY

FINALLY !! A CHIMPION CREATION! ALLOWS MERCHANTS ADOPT E-COMMERCE THROUGH DIGITAL CURRENCY

https://preview.redd.it/kj0mt2cfofe21.png?width=1600&format=png&auto=webp&s=69476eb9d1653873ca82eacbb408c14008af7cc3

INTRODUCTION
Since the inception of cryptocurrency and the bitcoin technology, there has been different platform and trading for cryptocurrency blockchains, we know that the bitcoin is a cryptocurrency, a form of electronic cash. It is a decentralized digital currency without a central bank or single administrator that can be sent from user-to-user on the peer-to-peer bitcoin network without the need for intermediaries.
Chimpion is an all in one ecommerce, point of sale, digital wallet with crypto to fiat settlement system. Chimpion’s is launching e-commerce storefronts that allow merchants to accept cryptocurrency payments, choosing their favorite altcoin as the base currency denomination and allowing the merchant to settle their crypto into fiat through a stablecoin.
Chimpion (CHIMP) provides merchants with a simple yet sophisticated cryptocurrency payment system with a custom e-commerce and settlement backend. Through Chimpion’s innovative technology, merchants can launch full-fledged e-commerce storefronts and accept cryptocurrency payments online, with the option to set the coin of their choice as the base currency denomination. With a built-in incentive program and dedicated wallet, Chimpion gives businesses a seamless connection to the world of digital commerce.

THE CHIMPION BRAND

Chimpion is derived from the word “champion”, to signify both the coin’s superiority over incumbent cryptocurrencies and the organization’s core mission of championing the adoption of crypto for e-commerce. The word “champion” has a similar pronunciation in many widely-spoken languages, making Chimpion a highly relevant name to numerous cultures. Monkeys have historically played an important role in both Chinese and Indian culture.
The chimpanzee was chosen as a mascot to represent Chimpion because of the species’ association with exploration, being one of the first animals to travel into space. Likewise, Chimpion is pioneering a new era of transacting by driving the adoption of cryptocurrency for e-commerce.
Chimps are also known to be highly intelligent compared to other animals, even surpassing human memory of numerals in some cases, which symbolizes the benefits of a blockchain-enabled economy. Highly community-focused and even capable of empathy, altruism and self-awareness, the chimpanzee is a fitting symbol for Chimpion, which aims to drastically improve the way humans exchange value.

Dual-Token Dynamic

Chimpion (CHIMP) powers our merchant storefronts and e-commerce ecosystem. It is the bounty incentive to onboard merchants in an effort to drive adoption. CHIMP will also be the base currency denomination in the Chimpion Store, which will feature our exclusive apparel product line along with gift cards from major retailers and merchants from the Chimpion directory.
Banana Token (BNANA) is the reward layer of the Chimpion ecosystem. BNANA is earned through purchases from Chimpion merchants using CHIMP or any other cryptocurrency. BNANA functions like points on a loyalty card, which can be redeemed for promotional offers, discounts, and exclusive products.

Coin Specifications

Chimpion is hosted on the EOS blockchain using Delegated Proof-of-Stake (DPoS). DPoiS, a method invented by Dan Larimer, resolves many of the problems seen in Proof-of-Work (PoW) and Proof-of-Stake (PoS) systems. In a DPoS system, a technological democracy is created by a community of block producers and staked users that agree to a certain set of rules.
DPoS and PoS are two different protocols; in a PoS system, every wallet that contains coins is able to participate in process of validating transactions and forming consensus, thus the more coins in your wallet, the more coins you will eventually receive. With DPoS system every wallet that contains coins is able to vote for representatives. These representatives validate transactions and form consensus, and are paid for their efforts through the system. This avoids a pitfall of PoS, which is that, just like in PoW, consolidation will eventually occur.

Blockchain

Chimpion’s crypto e-commerce platform is powered by a unique, delegated proof-of-stake (dPoS) consensus. Our engineers have developed the Proof-of-Store as Proof-of-Stake (poS as PoS) protocol, allowing any Chimpion-powered merchant storefront to become a masternode on the CHIMP blockchain. The Chimpion blockchain will initially operate in the form of an EOS smart contract, which will migrate to its own chain upon the launch of our mainnet. This will enable us to integrate our advanced e-commerce platform with a secure smart contract blockchain that will feature loyalty rewards, dApps, and token creation for our merchants.

Platform

By holding Chimpion (CHIMP), merchants gain access to Chimpion’s robust crypto e-commerce platform for free, without a monthly subscription fee. Developed by Shopping Cart Elite, Chimpion’s crypto e-commerce platform combines the features of popular e-commerce platforms like Shopify and WooCommerce with the convenience of payment processors like Stripe. Our cryptocurrency storebuilder does not require any additional plugins and will be further enhanced with future dApps.
Chimpion also functions as a payment processing system and checkout method, similar to Stripe. Unlike with Coinbase and BitPay, Know Your Customer (KYC) processes are not necessary, as merchants can choose to either settle their funds in cryptocurrency or automatically sell for their preferred stablecoin with assured privacy. The following stablecoins are supported: USDT, TUSD, USDC, GUSD (NYDFS-approved), and PAX (NYDFS-approved).

Chimpion Core

Chimpion’s in-house developed proprietary system is currently being migrated to EOS and includes Paytomat Core in the form of an EOS smart contract and services responsible for maintaining merchant accounts and balances, merchant interfaces (Merchant Web Panel, Merchant App, POS integrations, and e-commerce plugins), and consumer apps (non-custodial cryptocurrency wallets).

Empowering Merchants

Chimpion’s primary goal is to grow the adoption of cryptocurrency as a payment solution by creating a rich e-commerce platform centered on digital assets. We look to not just onboard merchants, but also to create partnerships with the core teams of established crypto projects. Through Chimpion, new startups and established merchants alike can utilize our vast network and propose their business concepts to various cryptocurrency projects. If core teams do not take notice, Executive Diamond Node holders can vote to select that project to receive funding.
As an example, take the following scenario:
Carlos wants to start a dress shirt brand by launching a Litecoin-denominated storefront through Chimpion, where all products are listed at 1 LTC regardless of price volatility. He wants to cater to the Litecoin community so he buys a given amount of CHIMP and submits a proposal to receive funding. Carlos needs $20,000 as initial capital and a $5,000 monthly allowance. The Chimpion community votes
in favor of his project, so he receives the funding in CHIMP and his storefront is listed in the Chimpion directory. Charlie Lee, founder of Litecoin, takes notice and promotes Carlos’ business to his 700,000 Twitter followers.
By pairing the right concept with the right core team, Chimpion creates an ecosystem where real businesses selling physical goods and services will help drive the adoption of various cryptocurrency projects, benefiting everyone – merchants, developers, and investors.
Our target audience consists of three customer types including cryptocurrency core teams, merchants wanting to accept crypto, and customers paying with crypto.

Network

The Chimpion network will be secured with 256 bit SSL encryption and advanced security measures will be taken to ensure privacy and data protection. The Paytomat centralized merchant dashboard and Shopping Cart Elite databases will remain on Shopping Cart Elite-hosted servers and the database vault will be hosted on Amazon EC2 for the duration of 2019. In 2020, the database vault will be migrated to the Chimpion blockchain.

BCD PAY WALLET

BCD PAY WALLET is integrated with #chimpion network, it is a mobile wallet that can be downloaded from google play store with a friendly and an easy to use interface. Every smartphone could become a sophisticated banking platform where users can transact and place orders on the go. Users can use it to send and receive a vast range of digital assets, pay for deliveries, shop online securely because it has the latest security functionality. BCD PAY WALLET GOOGLE PLAY DOWNLOAD
BCD PAY WALLET APK ANDROID DOWNLOAD The mobile application will also be made available on iOS (Apple Play Store) soon, the app will serve as a mobile payment gateway, users will be able to use digital assets to pay for services rendered to them instead of the use FIAT (Government issued currency.) that was traditionally used for payment. The wallet supports all ERC-20 tokens, all EOS tokens, Bitcoin Diamond, Bitcoin Core, Litecoin, Dash, Ethereum, Waves, Bitcore, and many others.


https://preview.redd.it/6eqhiljgpfe21.png?width=1717&format=png&auto=webp&s=5063a80e5dddbba589ee7a9a1037b25b86dfa6a4


CHIMPION CURRENT MERCHANTS

  1. BCD Bazaar
  2. Marks Jewelers
  3. Mahone’s Wallpaper Shop
  4. Rosetta Coffee

ABOUT CHIMPION TOKEN (BNANA)

BNANA is the abbreviation of CHIMPION TOKEN which was created on the EOS blockchain, it is EOS compliant. BNANA is a digital asset that is virtual & electronic which will be used as the standard mode of payment for services rendered on #chimpion platform. Users or holders can purchase merchandise from any merchants on CHIMPION powered online stores without any hiccup.

TOKEN ECONOMICS

COIN NAME: CHIMPION
TICKER: BNANA
NETWORK: EOS COMPATIBLE
TOTAL SUPPLY: 100 BILLION BNANA

COIN ALLOCATION

TEAM & ADVISORY: 5.15%
MARKETING: 7.22%
FOUNDATION PAYROLL: 10.31%
STRATEGY PARTNERS: 15.46%
COMMUNITY AIRDROP: 61.86%
THE CORE TEAM

https://preview.redd.it/5yhpxyrqpfe21.png?width=798&format=png&auto=webp&s=7b3b3a65b2750a2d96cc78da3cbb80f88ea23390



ROAD MAP
Website :https://www.chimpion.io/
White paper : https://www.chimpion.io/whitepape
User name Bounty0x : sobaint1
submitted by sobaint01 to u/sobaint01 [link] [comments]

How to accept Monero

If you are reading this, you would like to accept Monero as a currency. But how could you accept Monero?
1st option: Monero Integrations
Website: http://monerointegrations.com
"Monero Integrations" is a project started by serhack during May 2017. The main goal is avoiding third parties, in fact the monero integrations payment gateways use monero-wallet-rpc in order to get the integrated address and check for payment confirmation.
serhack opened two ffs in order to increase the development of payment gateways. The payment gateways are FREE, no logging, no third parties. You could ask in this subreddit, if something doesn't work well!
Payment gateways for Monero:
1.b option: Kasisto
Kasisto is a Point of Sale payment system to accept the cryptocurrency Monero. The only requirement is an internet connection, there are no third parties involved.
To be fast (confirmation within seconds), Kasisto accepts unconfirmed transactions.
Github repository : https://github.com/amiuhle/kasisto
2nd option: Globee
Website: https://globee.com
GloBee is a startup company, which began development in 2014. Globee web application allows online merchants to accept payments through credit cards and a host of cryptocurrencies, while being settled in Bitcoin, Monero or fiat currency. This allows merchants to reach a wider variety of customers, while not needing to invest in additional hardware to run cryptocurrency wallets or accept the current instability of the cryptocurrency market.
The team is composed by some senior developers and one of Monero Core Team: fluffyponyza . They have built an api that is similar to bitpay api.
As payment gateways, Globee has : * Shopify payment gateway * OpenCart payment gateway * WooCommerce payment gateway * Magento payment gateway * PrestaShop payment gateway * XCart payment gateway
You can see other integrations here: https://globee.com/integrations Globee might be the perfect solution for big business, they have a great support and they could help you by supporting other cryptocurrencies like Bitcoin, Litecoin.
They might set a price, for a full list, please see: https://globee.com/pricing
3d option Your own payment gateway
If you have a custom platform for requesting payments to your customers, you could create your own payment gateway! (You could hire serhack for developing a payment gateway too).
Basically, a payment gateway is composed by two parts:
Payment box should have:
In order to check for a payment programmatically you can use the get_payments or get_bulk_payments JSON RPC API calls.
get_payments: this requires a payment_id parameter with a single payment ID.
get_bulk_payments: this is the preferred method, and requires two parameters, payment_ids - a JSON array of payment IDs - and an optional min_block_height - the block height to scan from.
If you have any doubts, questions, please let me know!
submitted by serhack to MoneroMerchants [link] [comments]

Selling music for BitCoins

Hi reddit
this is my music website where I am selling my compositions for 0.01 BTC each. It has a nice ASCII shopping cart interface.
http://noobz.cc/
My main motivation was to try out if BitCoin is a viable solution for the micropayment problem being centralized payment services take too high fees to make it work. I am also interested if BitCoin is really a currency or more of just the next thing being a victim of value-free speculation, so if I can actually sell something and buy something else for this "money".
Also, I made a tune called P2P which is quite nice and fitting to the topic :)
submitted by EducationOfTheNoobz to Bitcoin [link] [comments]

The Basic Principles Of The 9 Best Free Ecommerce Website Builders for 2020 Getting The Create your own online store - Webnode To Work July 17, 2020 The 6-Second Trick For Create your own online store - Webnode PayFast shopping cart ShopIntegrator checkout demo

CoinPayments integrates with most major shopping cart plugins, and the company also provides a point of sale interface. All transactions are subject to a 0.50 % processing fee, though. #3 BitKassa Zen Cart Bitcoin Payment Module - a payment module that interacts with bitcoind for the Zen Cart eCommerce shopping chart. Coinbase Shopping Cart Plugins - Supports Wordpress, WooCommerce, Magento, Zencart, WP e-commerce, and more. Karsha Shopping Cart Interface - is a mobile payment-interface which enables its users to accept payments. Buy ARCHOS Safe-T mini - Hardware Wallet - Protect your cryptocurrencies (Bitcoin, Ether, Litecoin, ERC20, etc) with fast shipping and top-rated customer service.Once you know, you Newegg! Newegg offers customers an awesome experience shopping for computers, hardware, electronics, networking solutions, and more. Keep in mind as you review these options that Bitcoin is still a young technology and many of these options aren't what you'd call "friendly" just yet. That said you do have quite a few options depending on your level of expertise and technical requirements: Use a service like: BitcoinPayFlow; BitPay; Use an existing shopping cart interface Full stack web developer at Bitcoin Crown (BTCC) member management, shopping cart, backend order management & more. Created all initial user interface code using HTML & CSS following CSS 2

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The Basic Principles Of The 9 Best Free Ecommerce Website Builders for 2020

Free Website Builder With Shopping Cart The Best 13 Platforms to Build an eCommerce Website in 2019 - Questions Even Bitcoins!: to create your site in your preferred language.:.: perhaps ... Free Website Builder With Shopping Cart The 6-Second Trick For Create your own online store - Webnode Even Bitcoins!: to create your site in your favored language.:.: perhaps MyOnlineStore needs a ... Free Website Builder With Shopping Cart More About Create your own online store - Webnode Even Bitcoins!: to create your website in your favored language.:.: perhaps MyOnlineStore needs a bit of ... Free Website Builder With Shopping Cart Some Of Best Retail Website Builders - Top Platforms to Create a Retail Even Bitcoins!: to produce your website in your preferred language.:.: possibly ... Build 3 Sites FREE-For-Life Here - No watermark -: https://rebrand.ly/freegf Free Website Builder With Shopping Cart All about eCommerce Website Builder for Small Business - Web.com Even Bitcoins ...

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